HUNTINGTON BANCSHARES INC /MD/ HBAN

Latest FY: 2025 Financial Services Banks - Regional
Market Price $17.91
Market Cap $36.02B
P/E Ratio 12.89
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑6.6% YoY
$2.17B
3-Yr CAGR: 3.2%
Net Income ↑14.0% YoY
$2.21B
Net Margin: 101.7%
Free Cash Flow ↑32.5% YoY
$2.21B
FCF Yield: 6.15%
EPS (Diluted) ↑13.9% YoY
$1.39
Basic: $1.41
Return on Equity Efficiency
9.1%
ROA: 1.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (HBAN)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2024: Revenue YoY (+6.2%) is identical to Gross Profit YoY (+6.2%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
  • FY 2025: Revenue YoY (+6.6%) is identical to Gross Profit YoY (+6.6%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $2,369.3M $2,106.5M $711.8M $0.70 $1,215.3M $1,094.9M
FY 2017 $3,002.0M +26.7% $2,571.0M $1,186.0M +66.6% $1.00 +42.9% $1,954.0M $1,760.0M +60.8%
FY 2018 $881.0M -70.7% $121.0M $1,393.0M +17.5% $1.20 +20.0% $1,726.0M $1,616.0M -8.2%
FY 2019 $939.0M +6.6% $939.0M $1,411.0M +1.3% $1.27 +5.8% $1,574.0M $1,467.0M -9.2%
FY 2020 $884.0M -5.9% $461.0M $817.0M -42.1% $0.69 -45.7% $1,323.0M $1,204.0M -17.9%
FY 2021 $1,889.0M +113.7% $1,800.0M $1,295.0M +58.5% $0.90 +30.4% $2,062.0M $1,815.0M +50.7%
FY 2022 $1,981.0M +4.9% $1,285.0M $2,238.0M +72.8% $1.45 +61.1% $4,027.0M $3,813.0M +110.1%
FY 2023 $1,921.0M -3.0% $1,921.0M $1,951.0M -12.8% $1.24 -14.5% $2,657.0M $2,517.0M -34.0%
FY 2024 $2,040.0M +6.2% $2,040.0M $1,940.0M -0.6% $1.22 -1.6% $1,815.0M $1,672.0M -33.6%
FY 2025 $2,175.0M +6.6% $2,175.0M $2,211.0M +14.0% $1.39 +13.9% $2,482.0M $2,215.0M +32.5%
$

Valuation

Market Price $17.91
Market Cap $36.02B
Enterprise Value $50.57B
P/E Ratio 12.89
P/B Ratio 1.49
FCF Yield 6.15%
Dividend Yield 3.46%
Shares Outstanding 2,027,130,600
%

Profitability & Margins

Gross Margin 33.49%
Operating Margin 122.57%
Net Margin 101.66%
Return on Equity (ROE) 9.08%
Return on Assets (ROA) 0.98%
Asset Turnover 0.01x
Revenue 3-Yr CAGR 3.16%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.707
Debt / Assets 0.077
Cash & Equivalents $2.67B
Total Debt $17.22B
Book Value / Share $12.01
💧

Cash Flow Efficiency

Operating Cash Flow $2.48B
Capital Expenditures (CapEx) $267.00M
Free Cash Flow $2.21B
OCF / Revenue 114.11%
FCF / Revenue 101.84%
FCF 3-Yr CAGR -16.56%
🏷️

Per Share Metrics

EPS (Diluted) $1.39
EPS (Basic) $1.41
Dividends / Share $0.62
Book Value / Share $12.01
EPS YoY Growth 13.93%
🏛️

Balance Sheet (FY 2025)

Total Assets $225.11B
Total Liabilities $200.73B
Stockholders' Equity $24.34B
Current Assets N/A
Current Liabilities N/A