HCI Group, Inc. HCI

Latest FY: 2025 Financial Services Insurance - Property & Casualty
Market Price $184.27
Market Cap $2.37B
P/E Ratio 8.11
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑20.1% YoY
$900.95M
3-Yr CAGR: 21.7%
Net Income ↑171.9% YoY
$299.00M
Net Margin: 33.2%
Free Cash Flow ↑34.5% YoY
$440.82M
FCF Yield: 18.62%
EPS (Diluted) ↑155.6% YoY
$22.72
Basic: $24.58
Return on Equity Efficiency
28.7%
ROA: 11.8%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (HCI)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $264.4M $128.7M $29.0M $2.92 $88.0M $87.1M
FY 2017 $244.4M -7.6% $62.0M $-6.9M -123.8% $-0.75 -125.7% $16.4M $14.1M -83.8%
FY 2018 $231.3M -5.4% $103.9M $17.7M +357.1% $2.34 +412.0% $28.6M $26.4M +87.5%
FY 2019 $242.5M +4.8% $121.9M $26.6M +49.9% $3.31 +41.5% $54.0M $51.2M +93.7%
FY 2020 $310.4M +28.0% $138.7M $27.6M +3.8% $3.49 +5.4% $77.3M $70.9M +38.5%
FY 2021 $407.9M +31.4% $174.0M $1.9M -93.3% $0.21 -94.0% $96.5M $93.2M +31.5%
FY 2022 $499.6M +22.5% $120.3M $-58.5M -3,252.5% $-6.24 -3,071.4% $-0.0M $-6.4M -106.8%
FY 2023 $550.7M +10.2% $285.0M $79.0M +235.1% $7.62 +222.1% $230.7M $224.2M +3,628.3%
FY 2024 $750.1M +36.2% $362.0M $110.0M +39.1% $8.89 +16.7% $331.8M $327.8M +46.2%
FY 2025 $900.9M +20.1% $650.0M $299.0M +171.9% $22.72 +155.6% $444.4M $440.8M +34.5%
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Valuation

Market Price $184.27
Market Cap $2.37B
Enterprise Value N/A
P/E Ratio 8.11
P/B Ratio 2.26
FCF Yield 18.62%
Dividend Yield 0.87%
Shares Outstanding 12,764,808
%

Profitability & Margins

Gross Margin 72.14%
Operating Margin 45.49%
Net Margin 33.19%
Return on Equity (ROE) 28.72%
Return on Assets (ROA) 11.82%
Asset Turnover 0.36x
Revenue 3-Yr CAGR 21.72%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $1.21B
Total Debt N/A
Book Value / Share $81.56
💧

Cash Flow Efficiency

Operating Cash Flow $444.45M
Capital Expenditures (CapEx) $3.63M
Free Cash Flow $440.82M
OCF / Revenue 49.33%
FCF / Revenue 48.93%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) $22.72
EPS (Basic) $24.58
Dividends / Share $1.60
Book Value / Share $81.56
EPS YoY Growth 155.57%
🏛️

Balance Sheet (FY 2025)

Total Assets $2.53B
Total Liabilities $3.81M
Stockholders' Equity $1.04B
Current Assets N/A
Current Liabilities N/A