HDFC BANK LTD HDB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $23.39
Market Cap $118.54B
P/E Ratio 22.50
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑15.2% YoY
$25.64B
3-Yr CAGR: 29.7%
Net Income ↑5.5% YoY
$7.88B
Net Margin: 30.8%
Free Cash Flow ↑13.7% YoY
$13.22B
FCF Yield: 11.15%
EPS (Diluted) ↓-1.0% YoY
$1.04
Basic: $1.05
Return on Equity Efficiency
8.8%
ROA: 0.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (HDB)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2023: Revenue YoY (+17.0%) is identical to Gross Profit YoY (+17.0%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
  • FY 2024: Revenue YoY (+61.6%) is identical to Gross Profit YoY (+61.6%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $5,549.6M $3,795.8M $1,779.9M $0.70 $170,073.2M $169,922.5M
FY 2017 $6,540.8M +17.9% $4,611.4M $2,167.0M +21.7% $0.84 +20.0% $379,272.2M $379,077.5M +123.1%
FY 2018 $7,807.8M +19.4% $5,839.9M $2,741.7M +26.5% $1.05 +25.0% $1,447.9M $1,306.9M -99.7%
FY 2019 $8,608.2M +10.3% $6,609.5M $3,182.5M +16.1% $1.18 +12.4% $2,650.0M $2,413.5M +84.7%
FY 2020 $8,942.0M +3.9% $6,623.1M $3,452.5M +8.5% $0.62 -47.5% $2,270.7M $2,028.0M -16.0%
FY 2021 $10,697.8M +19.6% $8,166.3M $4,457.0M +29.1% $0.80 +29.0% $12,603.0M $12,359.5M +509.4%
FY 2022 $11,762.6M +10.0% $11,762.6M $5,087.5M +14.1% $0.91 +13.7% $7,657.8M $7,310.8M -40.8%
FY 2023 $13,762.6M +17.0% $13,762.6M $6,027.9M +18.5% $1.07 +17.6% $5,806.0M $5,275.3M -27.8%
FY 2024 $22,244.8M +61.6% $22,244.8M $7,471.4M +23.9% $1.05 -1.9% $12,266.9M $11,620.9M +120.3%
FY 2025 $25,636.3M +15.2% $4,291.5M $7,883.5M +5.5% $1.04 -1.0% $13,995.2M $13,218.0M +13.7%
$

Valuation

Market Price $23.39
Market Cap $118.54B
Enterprise Value $178.39B
P/E Ratio 22.50
P/B Ratio 1.34
FCF Yield 11.15%
Dividend Yield 1.11%
Shares Outstanding 5,133,775,800
%

Profitability & Margins

Gross Margin 16.74%
Operating Margin 1,943.59%
Net Margin 30.75%
Return on Equity (ROE) 8.77%
Return on Assets (ROA) 0.02%
Asset Turnover 0.00x
Revenue 3-Yr CAGR 29.65%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.764
Debt / Assets 0.001
Cash & Equivalents $8.82B
Total Debt $68.67B
Book Value / Share $17.50
💧

Cash Flow Efficiency

Operating Cash Flow $14.00B
Capital Expenditures (CapEx) $777.20M
Free Cash Flow $13.22B
OCF / Revenue 54.59%
FCF / Revenue 51.56%
FCF 3-Yr CAGR 21.82%
🏷️

Per Share Metrics

EPS (Diluted) $1.04
EPS (Basic) $1.05
Dividends / Share $0.26
Book Value / Share $17.50
EPS YoY Growth -0.95%
🏛️

Balance Sheet (FY 2025)

Total Assets $48.19T
Total Liabilities $39.56T
Stockholders' Equity $89.86B
Current Assets N/A
Current Liabilities N/A