Hagerty, Inc. HGTY

Latest FY: 2025 Financial Services Insurance - Property & Casualty
Market Price $12.91
Market Cap $4.44B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑2.2% YoY
$568.75M
3-Yr CAGR: 13.9%
Net Income ↑90.6% YoY
$149.22M
Net Margin: 26.2%
Free Cash Flow ↑24.9% YoY
$194.45M
FCF Yield: 4.38%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
67.4%
ROA: 7.1%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (HGTY)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2020 $86.2M $85.2M $10.0M $84.6M $46.3M
FY 2021 $107.5M +24.7% $105.5M $-61.4M -711.2% $42.3M $-1.1M -102.4%
FY 2022 $384.5M +257.8% $382.5M $2.4M +103.9% $55.3M $11.0M +1,105.8%
FY 2023 $468.3M +21.8% $445.5M $28.2M +1,072.7% $133.7M $107.3M +879.7%
FY 2024 $556.7M +18.9% $520.9M $78.3M +177.9% $177.0M $155.7M +45.1%
FY 2025 $568.8M +2.2% $527.9M $149.2M +90.6% $219.0M $194.5M +24.9%
$

Valuation

Market Price $12.91
Market Cap $4.44B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 20.04
FCF Yield 4.38%
Dividend Yield N/A
Shares Outstanding 343,622,673
%

Profitability & Margins

Gross Margin 92.81%
Operating Margin 24.47%
Net Margin 26.24%
Return on Equity (ROE) 67.43%
Return on Assets (ROA) 7.13%
Asset Turnover 0.27x
Revenue 3-Yr CAGR 13.94%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $160.18M
Total Debt N/A
Book Value / Share $0.64
💧

Cash Flow Efficiency

Operating Cash Flow $218.99M
Capital Expenditures (CapEx) $24.54M
Free Cash Flow $194.45M
OCF / Revenue 38.50%
FCF / Revenue 34.19%
FCF 3-Yr CAGR 160.87%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $0.64
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $2.09B
Total Liabilities $1.35B
Stockholders' Equity $221.32M
Current Assets N/A
Current Liabilities N/A