HANCOCK WHITNEY CORP HWC

Latest FY: 2025 Financial Services Banks - Regional
Market Price $79.80
Market Cap $6.44B
P/E Ratio 14.07
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑4.8% YoY
$1.52B
3-Yr CAGR: 3.1%
Net Income ↑5.5% YoY
$486.07M
Net Margin: 32.1%
Free Cash Flow ↓-15.0% YoY
$523.06M
FCF Yield: 8.12%
EPS (Diluted) ↑7.4% YoY
$5.67
Basic: $5.70
Return on Equity Efficiency
10.9%
ROA: 1.4%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (HWC)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $909.9M $836.8M $149.3M $1.87 $340.7M $321.5M
FY 2017 $1,060.1M +16.5% $951.8M $215.6M +44.4% $2.48 +32.6% $411.1M $390.8M +21.6%
FY 2018 $1,134.0M +7.0% $954.5M $323.8M +50.1% $3.72 +50.0% $449.2M $398.5M +2.0%
FY 2019 $1,211.1M +6.8% $980.6M $327.4M +1.1% $3.72 0.0% $351.9M $309.2M -22.4%
FY 2020 $1,267.0M +4.6% $1,151.5M $-45.2M -113.8% $-0.54 -114.5% $355.2M $317.3M +2.6%
FY 2021 $1,297.6M +2.4% $1,248.5M $463.2M +1,125.4% $5.22 +1,066.7% $585.7M $562.1M +77.2%
FY 2022 $1,381.5M +6.5% $1,294.4M $524.1M +13.1% $5.98 +14.6% $842.0M $812.9M +44.6%
FY 2023 $1,386.1M +0.3% $863.2M $392.6M -25.1% $4.50 -24.7% $495.2M $470.2M -42.2%
FY 2024 $1,446.0M +4.3% $835.0M $460.8M +17.4% $5.28 +17.3% $625.7M $615.5M +30.9%
FY 2025 $1,515.2M +4.8% $1,009.4M $486.1M +5.5% $5.67 +7.4% $541.8M $523.1M -15.0%
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Valuation

Market Price $79.80
Market Cap $6.44B
Enterprise Value N/A
P/E Ratio 14.07
P/B Ratio 1.45
FCF Yield 8.12%
Dividend Yield 2.26%
Shares Outstanding 81,158,000
%

Profitability & Margins

Gross Margin 66.62%
Operating Margin 40.42%
Net Margin 32.08%
Return on Equity (ROE) 10.90%
Return on Assets (ROA) 1.37%
Asset Turnover 0.04x
Revenue 3-Yr CAGR 3.13%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.045
Debt / Assets 0.006
Cash & Equivalents N/A
Total Debt $199.41M
Book Value / Share $54.96
💧

Cash Flow Efficiency

Operating Cash Flow $541.78M
Capital Expenditures (CapEx) $18.72M
Free Cash Flow $523.06M
OCF / Revenue 35.76%
FCF / Revenue 34.52%
FCF 3-Yr CAGR -13.67%
🏷️

Per Share Metrics

EPS (Diluted) $5.67
EPS (Basic) $5.70
Dividends / Share $1.80
Book Value / Share $54.96
EPS YoY Growth 7.39%
🏛️

Balance Sheet (FY 2025)

Total Assets $35.47B
Total Liabilities $55.80M
Stockholders' Equity $4.46B
Current Assets N/A
Current Liabilities N/A