← INTERNATIONAL BANCSHARES CORP IBOC
Market Price
$73.37
Market Cap
$4.57B
P/E Ratio
11.08
Revenue (FY 2025)
↑1.0% YoY
$842.17M
3-Yr CAGR: 7.7%
Net Income
↑0.8% YoY
$412.29M
Net Margin: 49.0%
Free Cash Flow
↑2.9% YoY
$472.94M
FCF Yield: 10.36%
EPS (Diluted)
↑0.8% YoY
$6.62
Basic: $6.63
Return on Equity
Efficiency
12.7%
ROA: 2.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (IBOC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $506.5M | — | $463.4M | $133.9M | — | $2.02 | — | $203.2M | $164.4M | — |
| FY 2017 | $526.6M | +4.0% | $487.7M | $157.4M | +17.5% | $2.36 | +16.8% | $196.8M | $182.5M | +11.0% |
| FY 2018 | $578.2M | +9.8% | $525.5M | $215.9M | +37.2% | $3.24 | +37.3% | $229.8M | $208.5M | +14.2% |
| FY 2019 | $588.6M | +1.8% | $530.0M | $205.1M | -5.0% | $3.12 | -3.7% | $311.6M | $282.0M | +35.3% |
| FY 2020 | $538.5M | -8.5% | $499.3M | $167.3M | -18.4% | $2.62 | -16.0% | $305.1M | $298.4M | +5.8% |
| FY 2021 | $593.6M | +10.2% | $566.8M | $253.9M | +51.8% | $4.00 | +52.7% | $291.7M | $281.3M | -5.7% |
| FY 2022 | $674.8M | +13.7% | $636.6M | $300.2M | +18.2% | $4.78 | +19.5% | $387.9M | $368.7M | +31.1% |
| FY 2023 | $833.4M | +23.5% | $696.8M | $411.8M | +37.1% | $6.62 | +38.5% | $474.4M | $446.9M | +21.2% |
| FY 2024 | $833.6M | +0.0% | $624.4M | $409.2M | -0.6% | $6.57 | -0.8% | $473.9M | $459.8M | +2.9% |
| FY 2025 | $842.2M | +1.0% | $628.3M | $412.3M | +0.8% | $6.62 | +0.8% | $491.1M | $472.9M | +2.9% |
Valuation
Market Price
$73.37
Market Cap
$4.57B
Enterprise Value
N/A
P/E Ratio
11.08
P/B Ratio
1.40
FCF Yield
10.36%
Dividend Yield
1.91%
Shares Outstanding
Profitability & Margins
Gross Margin
74.61%
Operating Margin
60.12%
Net Margin
48.96%
Return on Equity (ROE)
12.68%
Return on Assets (ROA)
2.49%
Asset Turnover
0.05x
Revenue 3-Yr CAGR
7.67%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$536.49M
Total Debt
N/A
Book Value / Share
$52.29
Cash Flow Efficiency
Operating Cash Flow
$491.06M
Capital Expenditures (CapEx)
$18.12M
Free Cash Flow
$472.94M
OCF / Revenue
58.31%
FCF / Revenue
56.16%
FCF 3-Yr CAGR
8.65%
Per Share Metrics
EPS (Diluted)
$6.62
EPS (Basic)
$6.63
Dividends / Share
$1.40
Book Value / Share
$52.29
EPS YoY Growth
0.76%
Balance Sheet (FY 2025)
Total Assets
$16.58B
Total Liabilities
$13.32B
Stockholders' Equity
$3.25B
Current Assets
N/A
Current Liabilities
N/A