← International General Insurance Holdings Ltd. IGIC
Market Price
$27.39
Market Cap
$1.13B
P/E Ratio
9.48
Revenue (FY 2025)
↑36.8% YoY
$2.72M
3-Yr CAGR: 3.7%
Net Income
↓-32.7% YoY
$290.30M
Net Margin: 10,672.8%
Free Cash Flow
↓-47.2% YoY
$107.19M
FCF Yield: 9.50%
EPS (Diluted)
↓-3.0% YoY
$2.89
Basic: $2.92
Return on Equity
Efficiency
40.9%
ROA: 13.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (IGIC)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2018: Revenue YoY (+1.1%) is identical to Gross Profit YoY (+1.1%). Verify the underlying Revenue and Gross Profit values for FY 2018 and FY 2017.
- FY 2019: Revenue YoY (-45.6%) is identical to Gross Profit YoY (-45.6%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2022: Revenue YoY (+18.8%) is identical to Gross Profit YoY (+18.8%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (-23.8%) is identical to Gross Profit YoY (-23.8%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2024: Revenue YoY (+6.8%) is identical to Gross Profit YoY (+6.8%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+36.8%) is identical to Gross Profit YoY (+36.8%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2017 | $8.9M | — | $8.9M | $-266.4M | — | — | — | $-111.5M | $-111.5M | — |
| FY 2018 | $9.0M | +1.1% | $9.0M | $-145.8M | +45.3% | — | — | $-304.5M | $-304.5M | -173.1% |
| FY 2019 | $4.9M | -45.6% | $4.9M | $-239.5M | -64.3% | — | — | $-337.8M | $-337.8M | -10.9% |
| FY 2020 | $49.8M | +916.3% | $15.9M | $-56.4M | +76.5% | — | — | $-672.7M | $-672.7M | -99.1% |
| FY 2021 | $2.1M | -95.9% | $2.1M | $-14.7M | +73.9% | $0.98 | — | $175.3M | $172.9M | +125.7% |
| FY 2022 | $2.4M | +18.8% | $2.4M | $6.5M | +144.2% | $1.84 | +87.8% | $154.9M | $153.6M | -11.2% |
| FY 2023 | $1.9M | -23.8% | $1.9M | $484.8M | +7,358.5% | $2.55 | +38.6% | $196.6M | $193.4M | +25.9% |
| FY 2024 | $2.0M | +6.8% | $2.0M | $431.2M | -11.1% | $2.98 | +16.9% | $209.5M | $202.8M | +4.9% |
| FY 2025 | $2.7M | +36.8% | $2.7M | $290.3M | -32.7% | $2.89 | -3.0% | $108.1M | $107.2M | -47.2% |
Valuation
Market Price
$27.39
Market Cap
$1.13B
Enterprise Value
N/A
P/E Ratio
9.48
P/B Ratio
1.62
FCF Yield
9.50%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
7.90%
Operating Margin
19,102.94%
Net Margin
10,672.79%
Return on Equity (ROE)
40.88%
Return on Assets (ROA)
13.82%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
3.66%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$186.18M
Total Debt
N/A
Book Value / Share
$16.95
Cash Flow Efficiency
Operating Cash Flow
$108.14M
Capital Expenditures (CapEx)
$944.00K
Free Cash Flow
$107.19M
OCF / Revenue
3,975.66%
FCF / Revenue
3,940.96%
FCF 3-Yr CAGR
-11.30%
Per Share Metrics
EPS (Diluted)
$2.89
EPS (Basic)
$2.92
Dividends / Share
N/A
Book Value / Share
$16.95
EPS YoY Growth
-3.02%
Balance Sheet (FY 2025)
Total Assets
$2.10B
Total Liabilities
$1.39B
Stockholders' Equity
$710.15M
Current Assets
N/A
Current Liabilities
N/A