ING GROEP NV ING

Latest FY: 2025 Financial Services Banks - Diversified
Market Price $37.09
Market Cap $106.36B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑21.8% YoY
$25.68B
3-Yr CAGR: -5.5%
Net Income ↑6.6% YoY
$275.00M
Net Margin: 1.1%
Free Cash Flow ↓-8.7% YoY
$37.35B
FCF Yield: 35.12%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
0.5%
ROA: 0.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ING)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2017: Revenue YoY (+3.8%) is identical to Gross Profit YoY (+3.8%). Verify the underlying Revenue and Gross Profit values for FY 2017 and FY 2016.
  • FY 2024: Revenue YoY (+16.4%) is identical to Gross Profit YoY (+16.4%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
  • FY 2025: Revenue YoY (+21.8%) is identical to Gross Profit YoY (+21.8%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $17,902.0M $17,902.0M $75.0M 0.00% $31,703.0M $31,703.0M
FY 2017 $18,590.0M +3.8% $18,590.0M $82.0M +9.3% 0.00% $31,032.0M $30,768.0M -2.9%
FY 2018 $18,324.0M -1.4% $4,537.0M $108.0M +31.7% 0.00% $14,948.0M $14,662.0M -52.3%
FY 2019 $17,125.0M -6.5% $2,772.0M $99.0M -8.3% 0.00% $14,550.0M $14,195.0M -3.2%
FY 2020 $17,227.0M +0.6% $8,220.0M $78.0M -21.2% 0.00% $9,672.0M $9,385.0M -33.9%
FY 2021 $20,093.0M +16.6% $13,042.0M $128.0M +64.1% 0.00% $8,705.0M $8,521.0M -9.2%
FY 2022 $30,418.0M +51.4% $16,638.0M $102.0M -20.3% 0.00% $14,193.0M $14,045.0M +64.8%
FY 2023 $18,121.0M -40.4% $18,121.0M $235.0M +130.4% 0.00% $33,734.0M $33,545.0M +138.8%
FY 2024 $21,087.0M +16.4% $21,087.0M $258.0M +9.8% 0.00% $41,191.0M $40,909.0M +22.0%
FY 2025 $25,678.0M +21.8% $25,678.0M $275.0M +6.6% 0.00% $37,666.0M $37,354.0M -8.7%
$

Valuation

Market Price $37.09
Market Cap $106.36B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 1.92
FCF Yield 35.12%
Dividend Yield 0.00%
Shares Outstanding 2,867,729,200
%

Profitability & Margins

Gross Margin 41.38%
Operating Margin 100.00%
Net Margin 1.07%
Return on Equity (ROE) 0.50%
Return on Assets (ROA) 0.03%
Asset Turnover 0.02x
Revenue 3-Yr CAGR -5.49%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents N/A
Total Debt N/A
Book Value / Share $19.30
💧

Cash Flow Efficiency

Operating Cash Flow $37.67B
Capital Expenditures (CapEx) $312.00M
Free Cash Flow $37.35B
OCF / Revenue 146.69%
FCF / Revenue 145.47%
FCF 3-Yr CAGR 38.55%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $19.30
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $1.06T
Total Liabilities $1.00T
Stockholders' Equity $55.34B
Current Assets N/A
Current Liabilities N/A