Inter & Co, Inc. INTR

Latest FY: 2025 Financial Services Banks - Regional
Market Price $5.20
Market Cap $2.30B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑31.3% YoY
$8.40B
3-Yr CAGR: 33.1%
Net Income ↑43.6% YoY
$1.40B
Net Margin: 16.6%
Free Cash Flow ↑107.2% YoY
$7.62B
FCF Yield: 331.28%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
13.4%
ROA: 1.4%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (INTR)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2020: Revenue YoY (+42.0%) is identical to Gross Profit YoY (+42.0%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2019 $712.2M $178.1M $30.4M $791.6M $780.2M
FY 2020 $1,011.5M +42.0% $252.9M $30.7M +1.0% $2,980.9M $2,963.6M +279.8%
FY 2021 $2,221.8M +119.6% $1,678.6M $-55.1M -279.5% $91.6M $59.4M -98.0%
FY 2022 $3,562.7M +60.4% $1,589.8M $-14.1M +74.4% $2,103.4M $2,075.7M +3,394.7%
FY 2023 $4,752.6M +33.4% $1,865.0M $352.3M +2,602.0% $7,544.1M $7,526.2M +262.6%
FY 2024 $6,400.2M +34.7% $3,088.5M $972.8M +176.2% $3,759.1M $3,677.1M -51.1%
FY 2025 $8,400.9M +31.3% $2,423.8M $1,397.3M +43.6% $7,729.6M $7,620.0M +107.2%
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Valuation

Market Price $5.20
Market Cap $2.30B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 0.22
FCF Yield 331.28%
Dividend Yield N/A
Shares Outstanding 441,488,400
%

Profitability & Margins

Gross Margin 28.85%
Operating Margin 7.96%
Net Margin 16.63%
Return on Equity (ROE) 13.44%
Return on Assets (ROA) 1.42%
Asset Turnover 0.09x
Revenue 3-Yr CAGR 33.10%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $3.80B
Total Debt N/A
Book Value / Share $23.54
💧

Cash Flow Efficiency

Operating Cash Flow $7.73B
Capital Expenditures (CapEx) $109.57M
Free Cash Flow $7.62B
OCF / Revenue 92.01%
FCF / Revenue 90.70%
FCF 3-Yr CAGR 54.26%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $23.54
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $98.61B
Total Liabilities $88.22B
Stockholders' Equity $10.39B
Current Assets $366.40M
Current Liabilities N/A