← Investar Holding Corp ISTR
Market Price
$30.92
Market Cap
$425.53M
P/E Ratio
14.52
Revenue (FY 2025)
↑7.5% YoY
$90.24M
3-Yr CAGR: -5.9%
Net Income
↑13.1% YoY
$22.90M
Net Margin: 25.4%
Free Cash Flow
↑9.2% YoY
$16.83M
FCF Yield: 3.96%
EPS (Diluted)
↑4.4% YoY
$2.13
Basic: $2.22
Return on Equity
Efficiency
7.6%
ROA: 0.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (ISTR)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $35.6M | — | $27.2M | $7.9M | — | $1.10 | — | $37.3M | $33.3M | — |
| FY 2017 | $43.4M | +21.9% | $32.6M | $8.2M | +4.1% | $0.96 | -12.7% | $9.5M | $7.4M | -77.9% |
| FY 2018 | $58.2M | +34.1% | $41.7M | $13.6M | +65.9% | $1.39 | +44.8% | $16.4M | $11.5M | +55.6% |
| FY 2019 | $71.0M | +22.0% | $46.4M | $16.8M | +23.8% | $1.66 | +19.4% | $18.6M | $18.6M | +61.8% |
| FY 2020 | $85.6M | +20.5% | $65.4M | $13.9M | -17.5% | $1.27 | -23.5% | $17.7M | $17.7M | -4.4% |
| FY 2021 | $95.9M | +11.9% | $84.1M | $8.0M | -42.4% | $0.76 | -40.2% | $33.5M | $33.5M | +88.6% |
| FY 2022 | $108.1M | +12.8% | $93.4M | $35.7M | +346.4% | $3.50 | +360.5% | $42.7M | $41.7M | +24.5% |
| FY 2023 | $81.1M | -25.0% | $22.4M | $16.7M | -53.3% | $1.69 | -51.7% | $26.2M | $25.2M | -39.6% |
| FY 2024 | $84.0M | +3.6% | $9.8M | $20.3M | +21.4% | $2.04 | +20.7% | $15.9M | $15.4M | -38.7% |
| FY 2025 | $90.2M | +7.5% | $27.0M | $22.9M | +13.1% | $2.13 | +4.4% | $18.2M | $16.8M | +9.2% |
Valuation
Market Price
$30.92
Market Cap
$425.53M
Enterprise Value
$405.99M
P/E Ratio
14.52
P/B Ratio
1.42
FCF Yield
3.96%
Dividend Yield
1.41%
Shares Outstanding
Profitability & Margins
Gross Margin
29.91%
Operating Margin
30.90%
Net Margin
25.38%
Return on Equity (ROE)
7.61%
Return on Assets (ROA)
0.81%
Asset Turnover
0.03x
Revenue 3-Yr CAGR
-5.85%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.033
Debt / Assets
0.003
Cash & Equivalents
$29.34M
Total Debt
$9.79M
Book Value / Share
$21.83
Cash Flow Efficiency
Operating Cash Flow
$18.22M
Capital Expenditures (CapEx)
$1.38M
Free Cash Flow
$16.83M
OCF / Revenue
20.19%
FCF / Revenue
18.65%
FCF 3-Yr CAGR
-26.09%
Per Share Metrics
EPS (Diluted)
$2.13
EPS (Basic)
$2.22
Dividends / Share
$0.43
Book Value / Share
$21.83
EPS YoY Growth
4.41%
Balance Sheet (FY 2025)
Total Assets
$2.83B
Total Liabilities
$2.53B
Stockholders' Equity
$301.07M
Current Assets
N/A
Current Liabilities
N/A