← INVESTORS TITLE CO ITIC
Market Price
$287.66
Market Cap
$532.45M
P/E Ratio
15.49
Revenue (FY 2025)
↑16.4% YoY
$40.91M
3-Yr CAGR: 4.1%
Net Income
↑13.2% YoY
$35.18M
Net Margin: 86.0%
Free Cash Flow
↑13.2% YoY
$25.38M
FCF Yield: 4.77%
EPS (Diluted)
↑13.0% YoY
$18.57
Basic: $18.64
Return on Equity
Efficiency
13.1%
ROA: 9.7%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (ITIC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $138.5M | — | $138.2M | $19.5M | — | $10.19 | — | $22.5M | $20.1M | — |
| FY 2017 | $161.6M | +16.7% | $158.3M | $25.7M | +31.7% | $13.56 | +33.1% | $19.9M | $17.0M | -15.3% |
| FY 2018 | $14.2M | -91.2% | $14.2M | $21.9M | -14.8% | $11.54 | -14.9% | $24.4M | $22.5M | +32.4% |
| FY 2019 | $17.4M | +22.7% | $13.9M | $31.5M | +43.7% | $16.59 | +43.8% | $20.9M | $19.4M | -13.7% |
| FY 2020 | $17.0M | -2.2% | $11.8M | $39.4M | +25.3% | $20.80 | +25.4% | $34.1M | $30.9M | +59.0% |
| FY 2021 | $23.3M | +37.2% | $17.7M | $67.0M | +70.0% | $35.28 | +69.6% | $51.9M | $45.4M | +46.9% |
| FY 2022 | $36.2M | +55.3% | $32.0M | $23.9M | -64.3% | $12.59 | -64.3% | $36.2M | $30.5M | -32.8% |
| FY 2023 | $36.3M | +0.3% | $31.6M | $21.7M | -9.3% | $11.45 | -9.1% | $7.4M | $-1.8M | -105.8% |
| FY 2024 | $35.1M | -3.3% | $30.6M | $31.1M | +43.3% | $16.43 | +43.5% | $29.8M | $22.4M | +1,373.7% |
| FY 2025 | $40.9M | +16.4% | $36.3M | $35.2M | +13.2% | $18.57 | +13.0% | $30.9M | $25.4M | +13.2% |
Valuation
Market Price
$287.66
Market Cap
$532.45M
Enterprise Value
N/A
P/E Ratio
15.49
P/B Ratio
2.02
FCF Yield
4.77%
Dividend Yield
3.67%
Shares Outstanding
Profitability & Margins
Gross Margin
88.74%
Operating Margin
108.90%
Net Margin
85.99%
Return on Equity (ROE)
13.11%
Return on Assets (ROA)
9.69%
Asset Turnover
0.11x
Revenue 3-Yr CAGR
4.12%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$20.84M
Total Debt
N/A
Book Value / Share
$142.11
Cash Flow Efficiency
Operating Cash Flow
$30.94M
Capital Expenditures (CapEx)
$5.56M
Free Cash Flow
$25.38M
OCF / Revenue
75.63%
FCF / Revenue
62.05%
FCF 3-Yr CAGR
-5.96%
Per Share Metrics
EPS (Diluted)
$18.57
EPS (Basic)
$18.64
Dividends / Share
$10.56
Book Value / Share
$142.11
EPS YoY Growth
13.02%
Balance Sheet (FY 2025)
Total Assets
$363.14M
Total Liabilities
$7.17M
Stockholders' Equity
$268.30M
Current Assets
N/A
Current Liabilities
N/A