← KINGSTONE COMPANIES, INC. KINS
Market Price
$19.67
Market Cap
$281.73M
P/E Ratio
6.83
Revenue (FY 2025)
↑38.5% YoY
$214.87M
3-Yr CAGR: 18.2%
Net Income
↑122.1% YoY
$40.77M
Net Margin: 19.0%
Free Cash Flow
↑31.4% YoY
$73.05M
FCF Yield: 25.93%
EPS (Diluted)
↑94.6% YoY
$2.88
Basic: $2.93
Return on Equity
Efficiency
33.2%
ROA: 9.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (KINS)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $77.4M | — | $49.6M | $8.9M | — | $1.14 | — | $15.2M | $14.6M | — |
| FY 2017 | $92.8M | +19.8% | $58.5M | $10.0M | +12.2% | $0.94 | -17.5% | $28.0M | $25.2M | +72.5% |
| FY 2018 | $113.8M | +22.6% | $53.7M | $3.1M | -69.0% | $0.29 | -69.1% | $22.3M | $19.6M | -22.4% |
| FY 2019 | $145.6M | +27.9% | $53.6M | $-6.0M | -292.9% | $-0.55 | -289.7% | $29.9M | $25.9M | +32.5% |
| FY 2020 | $131.4M | -9.8% | $129.5M | $1.0M | +116.3% | $0.09 | +116.4% | $-10.2M | $-10.2M | -139.5% |
| FY 2021 | $161.2M | +22.7% | $159.4M | $-7.4M | -858.8% | $-0.70 | -877.8% | $24.3M | $19.8M | +293.9% |
| FY 2022 | $130.2M | -19.3% | $128.1M | $-22.5M | -205.3% | $-2.12 | -202.9% | $-0.9M | $-5.5M | -127.5% |
| FY 2023 | $144.2M | +10.8% | $57.3M | $-6.2M | +72.6% | $-0.57 | +73.1% | $-11.3M | $-13.2M | -140.6% |
| FY 2024 | $155.1M | +7.6% | $89.0M | $18.4M | +397.6% | $1.48 | +359.6% | $57.9M | $55.6M | +522.8% |
| FY 2025 | $214.9M | +38.5% | $130.2M | $40.8M | +122.1% | $2.88 | +94.6% | $75.9M | $73.1M | +31.4% |
Valuation
Market Price
$19.67
Market Cap
$281.73M
Enterprise Value
$277.19M
P/E Ratio
6.83
P/B Ratio
2.32
FCF Yield
25.93%
Dividend Yield
0.51%
Shares Outstanding
Profitability & Margins
Gross Margin
60.58%
Operating Margin
23.76%
Net Margin
18.97%
Return on Equity (ROE)
33.22%
Return on Assets (ROA)
8.99%
Asset Turnover
0.47x
Revenue 3-Yr CAGR
18.19%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.036
Debt / Assets
0.010
Cash & Equivalents
$8.98M
Total Debt
$4.44M
Book Value / Share
$8.47
Cash Flow Efficiency
Operating Cash Flow
$75.86M
Capital Expenditures (CapEx)
$2.81M
Free Cash Flow
$73.05M
OCF / Revenue
35.31%
FCF / Revenue
34.00%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$2.88
EPS (Basic)
$2.93
Dividends / Share
$0.10
Book Value / Share
$8.47
EPS YoY Growth
94.59%
Balance Sheet (FY 2025)
Total Assets
$453.43M
Total Liabilities
$330.69M
Stockholders' Equity
$122.73M
Current Assets
N/A
Current Liabilities
N/A