Kinsale Capital Group, Inc. KNSL

Latest FY: 2025 Financial Services Insurance - Property & Casualty
Market Price $379.14
Market Cap $8.70B
P/E Ratio 17.51
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑18.0% YoY
$1.87B
3-Yr CAGR: 31.8%
Net Income ↑21.4% YoY
$503.61M
Net Margin: 26.9%
Free Cash Flow ↑4.0% YoY
$990.05M
FCF Yield: 11.37%
EPS (Diluted) ↑21.8% YoY
$21.65
Basic: $21.76
Return on Equity Efficiency
25.7%
ROA: 8.3%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (KNSL)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $141.6M $69.4M $26.2M $2.00 $73.7M $73.2M
FY 2017 $186.8M +31.9% $83.1M $24.9M -4.8% $1.16 -42.0% $77.4M $77.2M +5.5%
FY 2018 $222.1M +18.9% $94.1M $33.8M +35.7% $1.56 +34.5% $104.0M $102.7M +33.0%
FY 2019 $315.9M +42.2% $146.1M $63.3M +87.4% $2.86 +83.3% $178.4M $158.7M +54.6%
FY 2020 $459.9M +45.6% $195.1M $88.4M +39.6% $3.87 +35.3% $280.0M $247.1M +55.7%
FY 2021 $639.8M +39.1% $314.4M $152.7M +72.7% $6.62 +71.1% $407.0M $401.1M +62.3%
FY 2022 $819.2M +28.0% $357.0M $159.1M +4.2% $6.88 +3.9% $557.8M $550.9M +37.3%
FY 2023 $1,224.4M +49.5% $613.9M $308.1M +93.6% $13.22 +92.2% $859.8M $853.2M +54.9%
FY 2024 $1,587.5M +29.7% $804.5M $414.8M +34.6% $17.78 +34.5% $976.3M $952.4M +11.6%
FY 2025 $1,874.0M +18.0% $972.6M $503.6M +21.4% $21.65 +21.8% $1,043.7M $990.1M +4.0%
$

Valuation

Market Price $379.14
Market Cap $8.70B
Enterprise Value $8.81B
P/E Ratio 17.51
P/B Ratio 4.46
FCF Yield 11.37%
Dividend Yield 0.18%
Shares Outstanding 23,062,800
%

Profitability & Margins

Gross Margin 51.90%
Operating Margin 33.85%
Net Margin 26.87%
Return on Equity (ROE) 25.70%
Return on Assets (ROA) 8.33%
Asset Turnover 0.31x
Revenue 3-Yr CAGR 31.76%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.115
Debt / Assets 0.037
Cash & Equivalents $121.04M
Total Debt $224.40M
Book Value / Share $84.97
💧

Cash Flow Efficiency

Operating Cash Flow $1.04B
Capital Expenditures (CapEx) $53.69M
Free Cash Flow $990.05M
OCF / Revenue 55.70%
FCF / Revenue 52.83%
FCF 3-Yr CAGR 21.58%
🏷️

Per Share Metrics

EPS (Diluted) $21.65
EPS (Basic) $21.76
Dividends / Share $0.68
Book Value / Share $84.97
EPS YoY Growth 21.77%
🏛️

Balance Sheet (FY 2025)

Total Assets $6.04B
Total Liabilities $4.08B
Stockholders' Equity $1.96B
Current Assets N/A
Current Liabilities N/A