← Kearny Financial Corp. KRNY
Market Price
$9.63
Market Cap
$605.41M
P/E Ratio
22.93
Revenue (FY 2025)
↑8.0% YoY
$154.00M
3-Yr CAGR: 290.8%
Net Income
↑130.1% YoY
$26.07M
Net Margin: 16.9%
Free Cash Flow
↓-49.8% YoY
$21.39M
FCF Yield: 3.53%
EPS (Diluted)
↑130.2% YoY
$0.42
Basic: $0.42
Return on Equity
Efficiency
3.5%
ROA: 0.3%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (KRNY)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $98.2M | — | $25.8M | $15.8M | — | $0.18 | — | $39.2M | $37.0M | — |
| FY 2017 | $-0.4M | -100.4% | — | $18.6M | +17.6% | $0.22 | +22.2% | $38.5M | $34.5M | -6.7% |
| FY 2018 | $124.7M | +31,980.1% | $26.8M | $19.6M | +5.3% | $0.24 | +9.1% | $45.1M | $36.8M | +6.8% |
| FY 2019 | $158.7M | +27.3% | $49.5M | $42.1M | +115.1% | $0.46 | +91.7% | $39.9M | $33.8M | -8.3% |
| FY 2020 | $154.4M | -2.7% | $46.7M | $45.0M | +6.7% | $0.55 | +19.6% | $19.8M | $13.9M | -59.0% |
| FY 2021 | $188.9M | +22.4% | $63.0M | $63.2M | +40.6% | $0.77 | +40.0% | $75.4M | $70.0M | +404.7% |
| FY 2022 | $2.6M | -98.6% | $2.6M | $67.5M | +6.8% | $0.95 | +23.4% | $81.3M | $78.4M | +12.0% |
| FY 2023 | $178.6M | +6,823.1% | $54.9M | $40.8M | -39.6% | $0.63 | -33.7% | $69.5M | $68.2M | -13.0% |
| FY 2024 | $142.6M | -20.2% | $142.6M | $-86.7M | -312.4% | $-1.39 | -320.6% | $44.0M | $42.6M | -37.5% |
| FY 2025 | $154.0M | +8.0% | $31.0M | $26.1M | +130.1% | $0.42 | +130.2% | $24.8M | $21.4M | -49.8% |
Valuation
Market Price
$9.63
Market Cap
$605.41M
Enterprise Value
N/A
P/E Ratio
22.93
P/B Ratio
0.81
FCF Yield
3.53%
Dividend Yield
4.57%
Shares Outstanding
Profitability & Margins
Gross Margin
20.13%
Operating Margin
20.13%
Net Margin
16.93%
Return on Equity (ROE)
3.50%
Return on Assets (ROA)
0.34%
Asset Turnover
0.02x
Revenue 3-Yr CAGR
290.81%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$167.27M
Total Debt
N/A
Book Value / Share
$11.85
Cash Flow Efficiency
Operating Cash Flow
$24.77M
Capital Expenditures (CapEx)
$3.38M
Free Cash Flow
$21.39M
OCF / Revenue
16.09%
FCF / Revenue
13.89%
FCF 3-Yr CAGR
-35.14%
Per Share Metrics
EPS (Diluted)
$0.42
EPS (Basic)
$0.42
Dividends / Share
$0.44
Book Value / Share
$11.85
EPS YoY Growth
130.22%
Balance Sheet (FY 2025)
Total Assets
$7.74B
Total Liabilities
$6.99B
Stockholders' Equity
$745.96M
Current Assets
N/A
Current Liabilities
N/A