← Joint Stock Co Kaspi.kz KSPI
Market Price
$98.63
Market Cap
$18.90B
P/E Ratio
N/A
Revenue (FY 2025)
↑59.8% YoY
$4.05T
3-Yr CAGR: 47.1%
Net Income
↓-132.0% YoY
-$5.47B
Net Margin: -0.1%
Free Cash Flow
↓-235.6% YoY
-$1.06T
FCF Yield: -5,591.75%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
-0.2%
ROA: -0.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (KSPI)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2021 | $884,822.0M | — | $827,993.0M | $3,300.0M | — | — | — | $257,030.0M | — | — |
| FY 2022 | $1,270,592.0M | +43.6% | $991,916.0M | $3,818.0M | +15.7% | — | — | $454,502.0M | $395,562.0M | — |
| FY 2023 | $1,913,490.0M | +50.6% | $1,435,480.0M | $7,419.0M | +94.3% | — | — | $597,046.0M | $547,010.0M | +38.3% |
| FY 2024 | $2,532,156.0M | +32.3% | $1,916,040.0M | $17,095.0M | +130.4% | — | — | $874,234.0M | $779,027.0M | +42.4% |
| FY 2025 | $4,046,074.0M | +59.8% | $2,866,933.0M | $-5,470.0M | -132.0% | — | — | $-874,234.0M | $-1,056,740.0M | -235.6% |
Valuation
Market Price
$98.63
Market Cap
$18.90B
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
0.01
FCF Yield
-5,591.75%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
70.86%
Operating Margin
32.92%
Net Margin
-0.14%
Return on Equity (ROE)
-0.21%
Return on Assets (ROA)
-0.05%
Asset Turnover
0.37x
Revenue 3-Yr CAGR
47.12%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$903.14B
Total Debt
N/A
Book Value / Share
$13,690.54
Cash Flow Efficiency
Operating Cash Flow
-$874.23B
Capital Expenditures (CapEx)
$182.51B
Free Cash Flow
-$1.06T
OCF / Revenue
-21.61%
FCF / Revenue
-26.12%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$13,690.54
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$11.08T
Total Liabilities
$8.48T
Stockholders' Equity
$2.60T
Current Assets
N/A
Current Liabilities
N/A