← LAKELAND FINANCIAL CORP LKFN
Market Price
$62.42
Market Cap
$1.56B
P/E Ratio
15.57
Revenue (FY 2025)
↑6.1% YoY
$268.99M
3-Yr CAGR: 3.2%
Net Income
↑10.6% YoY
$103.36M
Net Margin: 38.4%
Free Cash Flow
↑10.6% YoY
$103.77M
FCF Yield: 6.64%
EPS (Diluted)
↑10.5% YoY
$4.01
Basic: $4.02
Return on Equity
Efficiency
13.6%
ROA: 1.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (LKFN)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $151.3M | — | $130.9M | $52.1M | — | $2.05 | — | $62.2M | $52.4M | — |
| FY 2017 | $171.9M | +13.6% | $142.1M | $57.3M | +10.1% | $2.23 | +8.8% | $77.2M | $67.7M | +29.2% |
| FY 2018 | $1.0M | -99.4% | $1.0M | $80.4M | +40.3% | $3.13 | +40.4% | $105.0M | $97.0M | +43.4% |
| FY 2019 | $200.0M | +20,209.0% | $139.9M | $87.0M | +8.3% | $3.38 | +8.0% | $100.0M | $92.0M | -5.1% |
| FY 2020 | $209.9M | +4.9% | $179.8M | $84.3M | -3.1% | $3.30 | -2.4% | $87.2M | $81.5M | -11.4% |
| FY 2021 | $222.8M | +6.2% | $207.7M | $95.7M | +13.5% | $3.74 | +13.3% | $113.8M | $107.6M | +32.0% |
| FY 2022 | $244.7M | +9.8% | $208.1M | $103.8M | +8.4% | $4.04 | +8.0% | $169.3M | $164.5M | +52.9% |
| FY 2023 | $246.9M | +0.9% | $100.7M | $93.8M | -9.7% | $3.65 | -9.7% | $114.0M | $108.0M | -34.4% |
| FY 2024 | $253.5M | +2.7% | $77.0M | $93.5M | -0.3% | $3.63 | -0.5% | $102.5M | $93.9M | -13.1% |
| FY 2025 | $269.0M | +6.1% | $116.3M | $103.4M | +10.6% | $4.01 | +10.5% | $114.9M | $103.8M | +10.6% |
Valuation
Market Price
$62.42
Market Cap
$1.56B
Enterprise Value
N/A
P/E Ratio
15.57
P/B Ratio
2.04
FCF Yield
6.64%
Dividend Yield
3.20%
Shares Outstanding
Profitability & Margins
Gross Margin
43.22%
Operating Margin
46.69%
Net Margin
38.43%
Return on Equity (ROE)
13.56%
Return on Assets (ROA)
1.48%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
3.20%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$141.32M
Total Debt
N/A
Book Value / Share
$30.60
Cash Flow Efficiency
Operating Cash Flow
$114.89M
Capital Expenditures (CapEx)
$11.12M
Free Cash Flow
$103.77M
OCF / Revenue
42.71%
FCF / Revenue
38.58%
FCF 3-Yr CAGR
-14.24%
Per Share Metrics
EPS (Diluted)
$4.01
EPS (Basic)
$4.02
Dividends / Share
$2.00
Book Value / Share
$30.60
EPS YoY Growth
10.47%
Balance Sheet (FY 2025)
Total Assets
$6.99B
Total Liabilities
$6.23B
Stockholders' Equity
$762.40M
Current Assets
N/A
Current Liabilities
N/A