Lemonade, Inc. LMND

Latest FY: 2025 Financial Services Insurance - Property & Casualty
Market Price $55.08
Market Cap $4.23B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑40.2% YoY
$737.90M
3-Yr CAGR: 42.2%
Net Income
N/A
Net Margin: N/A
Free Cash Flow ↓-24.5% YoY
-$25.90M
FCF Yield: -0.61%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
N/A
ROA: N/A

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (LMND)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2019: Revenue YoY (+199.1%) is identical to Gross Profit YoY (+199.1%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
  • FY 2020: Revenue YoY (+40.3%) is identical to Gross Profit YoY (+40.3%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
  • FY 2021: Revenue YoY (+36.0%) is identical to Gross Profit YoY (+36.0%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
  • FY 2022: Revenue YoY (+99.9%) is identical to Gross Profit YoY (+99.9%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
  • FY 2023: Revenue YoY (+67.4%) is identical to Gross Profit YoY (+67.4%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
  • FY 2024: Revenue YoY (+22.5%) is identical to Gross Profit YoY (+22.5%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
  • FY 2025: Revenue YoY (+40.2%) is identical to Gross Profit YoY (+40.2%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Div / Sh Div Yield Op. Cash Flow Free Cash Flow FCF YoY
FY 2018 $22.5M $22.5M $-40.8M $-41.5M
FY 2019 $67.3M +199.1% $67.3M $-78.1M $-80.8M -94.7%
FY 2020 $94.4M +40.3% $94.4M 0.00% $-91.7M $-96.1M -18.9%
FY 2021 $128.4M +36.0% $128.4M 0.00% $-144.6M $-154.0M -60.2%
FY 2022 $256.7M +99.9% $256.7M 0.00% $-163.0M $-173.1M -12.4%
FY 2023 $429.8M +67.4% $429.8M 0.00% $-119.1M $-128.3M +25.9%
FY 2024 $526.5M +22.5% $526.5M 0.00% $-11.4M $-20.8M +83.8%
FY 2025 $737.9M +40.2% $737.9M 0.00% $-16.5M $-25.9M -24.5%
$

Valuation

Market Price $55.08
Market Cap $4.23B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 7.93
FCF Yield -0.61%
Dividend Yield N/A
Shares Outstanding 76,820,800
%

Profitability & Margins

Gross Margin 100.00%
Operating Margin N/A
Net Margin N/A
Return on Equity (ROE) N/A
Return on Assets (ROA) N/A
Asset Turnover 0.38x
Revenue 3-Yr CAGR 42.19%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.000
Debt / Assets 0.000
Cash & Equivalents N/A
Total Debt N/A
Book Value / Share $6.95
💧

Cash Flow Efficiency

Operating Cash Flow -$16.50M
Capital Expenditures (CapEx) $9.40M
Free Cash Flow -$25.90M
OCF / Revenue -2.24%
FCF / Revenue -3.51%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $6.95
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $1.93B
Total Liabilities $1.39B
Stockholders' Equity $533.60M
Current Assets N/A
Current Liabilities N/A