← LexinFintech Holdings Ltd. LX
Market Price
$1.36
Market Cap
$235.65M
P/E Ratio
0.29
Revenue (FY 2025)
↓-10.0% YoY
$8.58B
3-Yr CAGR: 10.3%
Net Income
↑59.1% YoY
$239.82M
Net Margin: 2.8%
Free Cash Flow
↑308.0% YoY
$466.39M
FCF Yield: 197.92%
EPS (Diluted)
↑45.7% YoY
$4.72
Basic: $0.23
Return on Equity
Efficiency
19.0%
ROA: 58.7%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (LX)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $2,775.7M | — | $602.0M | $-117.9M | — | $-2.01 | — | $379.8M | $347.7M | — |
| FY 2017 | $394.5M | -85.8% | $202.9M | $36.9M | +131.3% | $0.18 | +109.0% | $255.5M | $249.7M | -28.2% |
| FY 2018 | $4,676.4M | +1,085.3% | $438.1M | $287.6M | +678.5% | $5.45 | +2,927.8% | $406.5M | $398.6M | +59.6% |
| FY 2019 | $9,456.7M | +102.2% | $717.4M | $329.6M | +14.6% | $6.14 | +12.7% | $-111.8M | $-119.0M | -129.9% |
| FY 2020 | $7,906.7M | -16.4% | $556.8M | $91.2M | -72.3% | $1.56 | -74.6% | $-32.3M | $-45.6M | +61.7% |
| FY 2021 | $8,873.1M | +12.2% | $902.2M | $366.2M | +301.6% | $5.73 | +267.3% | $418.6M | $399.5M | +976.0% |
| FY 2022 | $6,388.5M | -28.0% | $440.0M | $118.9M | -67.5% | $2.21 | -61.4% | $14.3M | $-7.2M | -101.8% |
| FY 2023 | $8,392.8M | +31.4% | $635.7M | $150.1M | +26.3% | $3.17 | +43.4% | $392.5M | $360.2M | +5,070.6% |
| FY 2024 | $9,529.6M | +13.5% | $688.6M | $150.8M | +0.4% | $3.24 | +2.2% | $148.2M | $114.3M | -68.3% |
| FY 2025 | $8,578.6M | -10.0% | $639.0M | $239.8M | +59.1% | $4.72 | +45.7% | $516.9M | $466.4M | +308.0% |
Valuation
Market Price
$1.36
Market Cap
$235.65M
Enterprise Value
$8.26M
P/E Ratio
0.29
P/B Ratio
0.18
FCF Yield
197.92%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
7.45%
Operating Margin
0.03%
Net Margin
2.80%
Return on Equity (ROE)
19.04%
Return on Assets (ROA)
58.68%
Asset Turnover
20.99x
Revenue 3-Yr CAGR
10.32%
Financial Health & Liquidity
Current Ratio
0.30
Cash Ratio
0.22
Debt / Equity
0.064
Debt / Assets
0.198
Cash & Equivalents
$308.32M
Total Debt
$80.94M
Book Value / Share
$7.64
Cash Flow Efficiency
Operating Cash Flow
$516.86M
Capital Expenditures (CapEx)
$50.47M
Free Cash Flow
$466.39M
OCF / Revenue
6.02%
FCF / Revenue
5.44%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$4.72
EPS (Basic)
$0.23
Dividends / Share
N/A
Book Value / Share
$7.64
EPS YoY Growth
45.68%
Balance Sheet (FY 2025)
Total Assets
$408.70M
Total Liabilities
$1.38B
Stockholders' Equity
$1.26B
Current Assets
$408.70M
Current Liabilities
$1.38B