Mastercard Inc MA

Latest FY: 2025 Financial Services Credit Services
Market Price $569.20
Market Cap $501.29B
P/E Ratio 34.46
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑16.4% YoY
$32.79B
3-Yr CAGR: 13.8%
Net Income ↑16.3% YoY
$14.97B
Net Margin: 45.6%
Free Cash Flow ↑19.9% YoY
$17.16B
FCF Yield: 3.42%
EPS (Diluted) ↑18.9% YoY
$16.52
Basic: $16.54
Return on Equity Efficiency
193.5%
ROA: 27.6%
⚡ Elevated ROE due to low book equity from buybacks

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (MA)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $10,776.0M $10,681.0M $4,059.0M $3.69 $4,484.0M $4,269.0M
FY 2017 $12,497.0M +16.0% $12,343.0M $3,915.0M -3.5% $3.65 -1.1% $5,555.0M $5,255.0M +23.1%
FY 2018 $14,950.0M +19.6% $14,764.0M $5,859.0M +49.7% $5.60 +53.4% $6,223.0M $5,893.0M +12.1%
FY 2019 $16,883.0M +12.9% $16,659.0M $8,118.0M +38.6% $7.94 +41.8% $8,183.0M $7,761.0M +31.7%
FY 2020 $15,301.0M -9.4% $14,921.0M $6,411.0M -21.0% $6.37 -19.8% $7,224.0M $6,885.0M -11.3%
FY 2021 $18,884.0M +23.4% $18,453.0M $8,687.0M +35.5% $8.76 +37.5% $9,463.0M $9,056.0M +31.5%
FY 2022 $22,237.0M +17.8% $21,766.0M $9,930.0M +14.3% $10.22 +16.7% $11,195.0M $10,753.0M +18.7%
FY 2023 $25,098.0M +12.9% $24,523.0M $11,195.0M +12.7% $11.83 +15.8% $11,980.0M $11,609.0M +8.0%
FY 2024 $28,167.0M +12.2% $27,521.0M $12,874.0M +15.0% $13.89 +17.4% $14,780.0M $14,306.0M +23.2%
FY 2025 $32,791.0M +16.4% $32,069.0M $14,968.0M +16.3% $16.52 +18.9% $17,648.0M $17,159.0M +19.9%
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Valuation

Market Price $569.20
Market Cap $501.29B
Enterprise Value $509.73B
P/E Ratio 34.46
P/B Ratio 65.00
FCF Yield 3.42%
Dividend Yield N/A
Shares Outstanding 883,583,900
%

Profitability & Margins

Gross Margin 97.80%
Operating Margin 57.63%
Net Margin 45.65%
Return on Equity (ROE) 193.46%
Return on Assets (ROA) 27.64%
Asset Turnover 0.61x
Revenue 3-Yr CAGR 13.82%
🛡️

Financial Health & Liquidity

Current Ratio 1.55
Cash Ratio 4.38
Debt / Equity 2.456
Debt / Assets 0.351
Cash & Equivalents $10.57B
Total Debt $19.00B
Book Value / Share $8.76
💧

Cash Flow Efficiency

Operating Cash Flow $17.65B
Capital Expenditures (CapEx) $489.00M
Free Cash Flow $17.16B
OCF / Revenue 53.82%
FCF / Revenue 52.33%
FCF 3-Yr CAGR 16.86%
🏷️

Per Share Metrics

EPS (Diluted) $16.52
EPS (Basic) $16.54
Dividends / Share N/A
Book Value / Share $8.76
EPS YoY Growth 18.93%
🏛️

Balance Sheet (FY 2025)

Total Assets $54.16B
Total Liabilities $46.41B
Stockholders' Equity $7.74B
Current Assets $3.74B
Current Liabilities $2.41B