← MetroCity Bankshares, Inc. MCBS
Market Price
$36.19
Market Cap
$1.04B
P/E Ratio
N/A
Revenue (FY 2025)
↑8.4% YoY
$9.67M
3-Yr CAGR: -6.2%
Net Income
↑6.2% YoY
$68.53M
Net Margin: 708.9%
Free Cash Flow
↓-40.5% YoY
$37.03M
FCF Yield: 3.55%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity
Efficiency
12.6%
ROA: 1.4%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (MCBS)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2019: Revenue YoY (+0.8%) is identical to Gross Profit YoY (+0.8%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (-14.9%) is identical to Gross Profit YoY (-14.9%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+63.7%) is identical to Gross Profit YoY (+63.7%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (-27.4%) is identical to Gross Profit YoY (-27.4%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (-35.3%) is identical to Gross Profit YoY (-35.3%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2024: Revenue YoY (+17.8%) is identical to Gross Profit YoY (+17.8%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+8.4%) is identical to Gross Profit YoY (+8.4%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2017 | $60.5M | — | $29.3M | $31.9M | — | — | — | $151.8M | $145.9M | — |
| FY 2018 | $11.5M | -81.0% | $11.5M | $41.3M | +29.6% | — | — | $-161.0M | $-163.8M | -212.3% |
| FY 2019 | $11.6M | +0.8% | $11.6M | $44.7M | +8.2% | — | — | $32.2M | $31.1M | +119.0% |
| FY 2020 | $9.9M | -14.9% | $9.9M | $36.4M | -18.6% | — | — | $142.6M | $142.0M | +356.6% |
| FY 2021 | $16.1M | +63.7% | $16.1M | $61.7M | +69.5% | — | — | $65.4M | $65.0M | -54.2% |
| FY 2022 | $11.7M | -27.4% | $11.7M | $62.6M | +1.5% | — | — | $134.7M | $132.3M | +103.4% |
| FY 2023 | $7.6M | -35.3% | $7.6M | $51.6M | -17.6% | — | — | $82.1M | $77.2M | -41.7% |
| FY 2024 | $8.9M | +17.8% | $8.9M | $64.5M | +25.0% | — | — | $63.5M | $62.2M | -19.4% |
| FY 2025 | $9.7M | +8.4% | $9.7M | $68.5M | +6.2% | — | — | $37.7M | $37.0M | -40.5% |
Valuation
Market Price
$36.19
Market Cap
$1.04B
Enterprise Value
N/A
P/E Ratio
N/A
P/B Ratio
1.91
FCF Yield
3.55%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
9.66%
Operating Margin
958.77%
Net Margin
708.85%
Return on Equity (ROE)
12.59%
Return on Assets (ROA)
1.44%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
-6.20%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$383.68M
Total Debt
N/A
Book Value / Share
$18.99
Cash Flow Efficiency
Operating Cash Flow
$37.70M
Capital Expenditures (CapEx)
$674.00K
Free Cash Flow
$37.03M
OCF / Revenue
389.97%
FCF / Revenue
383.00%
FCF 3-Yr CAGR
-34.59%
Per Share Metrics
EPS (Diluted)
N/A
EPS (Basic)
N/A
Dividends / Share
N/A
Book Value / Share
$18.99
EPS YoY Growth
N/A
Balance Sheet (FY 2025)
Total Assets
$4.77B
Total Liabilities
$4.22B
Stockholders' Equity
$544.18M
Current Assets
N/A
Current Liabilities
N/A