Meridian Corp MRBK

Latest FY: 2025 Financial Services Banks - Regional
Market Price $20.07
Market Cap $238.88M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑4.1% YoY
$205.49M
3-Yr CAGR: 16.4%
Net Income ↑33.6% YoY
$21.84M
Net Margin: 10.6%
Free Cash Flow ↑149.9% YoY
$22.57M
FCF Yield: 9.45%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
10.9%
ROA: 0.9%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (MRBK)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2018 $76.4M $23.5M $8.2M $11.0M $9.4M
FY 2019 $86.0M +12.5% $30.9M $10.5M +28.4% $21.6M $20.8M +121.7%
FY 2020 $149.6M +74.0% $56.5M $26.4M +152.2% $-158.1M $-158.9M -863.0%
FY 2021 $159.5M +6.6% $55.8M $35.6M +34.6% $165.1M $159.7M +200.5%
FY 2022 $130.4M -18.2% $49.0M $21.8M -38.7% $84.7M $81.8M -48.8%
FY 2023 $168.6M +29.2% $91.4M $13.2M -39.3% $18.9M $17.0M -79.2%
FY 2024 $197.4M +17.1% $112.3M $16.3M +23.4% $9.6M $9.0M -47.0%
FY 2025 $205.5M +4.1% $122.2M $21.8M +33.6% $24.3M $22.6M +149.9%
$

Valuation

Market Price $20.07
Market Cap $238.88M
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 1.19
FCF Yield 9.45%
Dividend Yield N/A
Shares Outstanding 11,890,300
%

Profitability & Margins

Gross Margin 59.46%
Operating Margin 24.45%
Net Margin 10.63%
Return on Equity (ROE) 10.93%
Return on Assets (ROA) 0.85%
Asset Turnover 0.08x
Revenue 3-Yr CAGR 16.36%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $35.78M
Total Debt N/A
Book Value / Share $16.80
💧

Cash Flow Efficiency

Operating Cash Flow $24.30M
Capital Expenditures (CapEx) $1.73M
Free Cash Flow $22.57M
OCF / Revenue 11.82%
FCF / Revenue 10.98%
FCF 3-Yr CAGR -34.89%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $16.80
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $2.56B
Total Liabilities $2.56B
Stockholders' Equity $199.72M
Current Assets N/A
Current Liabilities N/A