MGIC INVESTMENT CORP MTG

Latest FY: 2025 Financial Services Insurance - Specialty
Market Price $31.16
Market Cap $6.52B
P/E Ratio 9.92
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑0.5% YoY
$1.21B
3-Yr CAGR: 1.1%
Net Income ↓-3.2% YoY
$738.35M
Net Margin: 60.8%
Free Cash Flow ↑17.7% YoY
$851.77M
FCF Yield: 13.06%
EPS (Diluted) ↑8.7% YoY
$3.14
Basic: $3.17
Return on Equity Efficiency
14.3%
ROA: 11.1%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (MTG)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $1,062.5M $765.7M $342.5M $0.86 $219.7M $209.1M
FY 2017 $1,066.1M +0.3% $955.3M $355.8M +3.9% $0.95 +10.5% $406.7M $390.6M +86.8%
FY 2018 $1,123.8M +5.4% $1,034.3M $670.1M +88.4% $1.78 +87.4% $544.5M $530.3M +35.8%
FY 2019 $1,214.0M +8.0% $1,042.7M $673.8M +0.5% $1.85 +3.9% $609.5M $603.9M +13.9%
FY 2020 $1,199.1M -1.2% $774.8M $446.1M -33.8% $1.29 -30.3% $732.3M $729.0M +20.7%
FY 2021 $1,185.7M -1.1% $1,049.7M $635.0M +42.3% $1.85 +43.4% $696.3M $692.2M -5.0%
FY 2022 $1,172.8M -1.1% $1,124.7M $865.3M +36.3% $2.79 +50.8% $650.0M $646.8M -6.6%
FY 2023 $1,155.1M -1.5% $1,118.2M $712.9M -17.6% $2.49 -10.8% $713.0M $711.0M +9.9%
FY 2024 $1,207.7M +4.6% $1,172.1M $763.0M +7.0% $2.89 +16.1% $725.0M $723.9M +1.8%
FY 2025 $1,213.6M +0.5% $1,129.1M $738.3M -3.2% $3.14 +8.7% $852.8M $851.8M +17.7%
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Valuation

Market Price $31.16
Market Cap $6.52B
Enterprise Value N/A
P/E Ratio 9.92
P/B Ratio 1.28
FCF Yield 13.06%
Dividend Yield 10.17%
Shares Outstanding 211,490,300
%

Profitability & Margins

Gross Margin 93.04%
Operating Margin 76.04%
Net Margin 60.84%
Return on Equity (ROE) 14.34%
Return on Assets (ROA) 11.12%
Asset Turnover 0.18x
Revenue 3-Yr CAGR 1.15%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $368.99M
Total Debt N/A
Book Value / Share $24.34
💧

Cash Flow Efficiency

Operating Cash Flow $852.80M
Capital Expenditures (CapEx) $1.02M
Free Cash Flow $851.77M
OCF / Revenue 70.27%
FCF / Revenue 70.18%
FCF 3-Yr CAGR 9.61%
🏷️

Per Share Metrics

EPS (Diluted) $3.14
EPS (Basic) $3.17
Dividends / Share $3.17
Book Value / Share $24.34
EPS YoY Growth 8.65%
🏛️

Balance Sheet (FY 2025)

Total Assets $6.64B
Total Liabilities $1.49B
Stockholders' Equity $5.15B
Current Assets N/A
Current Liabilities N/A