← MVB FINANCIAL CORP MVBF
Market Price
$30.67
Market Cap
$391.02M
P/E Ratio
14.89
Revenue (FY 2025)
↑10.2% YoY
$167.67M
3-Yr CAGR: 3.8%
Net Income
↑34.1% YoY
$26.94M
Net Margin: 16.1%
Free Cash Flow
↑210.9% YoY
$2.11M
FCF Yield: 0.54%
EPS (Diluted)
↑34.6% YoY
$2.06
Basic: $2.11
Return on Equity
Efficiency
8.1%
ROA: 0.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (MVBF)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $86.2M | — | $17.0M | $12.9M | — | $1.31 | — | $25.3M | $23.6M | — |
| FY 2017 | $85.0M | -1.4% | $14.5M | $7.6M | -41.3% | $0.68 | -48.1% | $33.1M | $28.6M | +21.3% |
| FY 2018 | $38.6M | -54.5% | $1.3M | $12.0M | +58.5% | $1.00 | +47.1% | $6.7M | $4.0M | -86.0% |
| FY 2019 | $64.6M | +67.2% | $1.6M | $27.0M | +124.9% | $2.20 | +120.0% | $-8.1M | $-10.1M | -352.5% |
| FY 2020 | $160.7M | +148.7% | $63.5M | $37.4M | +38.6% | $3.06 | +39.1% | $112.2M | $105.6M | +1,145.3% |
| FY 2021 | $139.8M | -13.0% | $42.3M | $39.1M | +4.6% | $3.10 | +1.3% | $34.8M | $29.9M | -71.6% |
| FY 2022 | $150.1M | +7.4% | $32.7M | $15.0M | -61.5% | $1.17 | -62.3% | $65.2M | $62.1M | +107.5% |
| FY 2023 | $143.0M | -4.7% | $25.4M | $31.2M | +107.6% | $2.40 | +105.1% | $58.2M | $56.3M | -9.4% |
| FY 2024 | $152.1M | +6.4% | $29.9M | $20.1M | -35.7% | $1.53 | -36.2% | $-0.3M | $-1.9M | -103.4% |
| FY 2025 | $167.7M | +10.2% | $45.6M | $26.9M | +34.1% | $2.06 | +34.6% | $4.0M | $2.1M | +210.9% |
Valuation
Market Price
$30.67
Market Cap
$391.02M
Enterprise Value
N/A
P/E Ratio
14.89
P/B Ratio
1.18
FCF Yield
0.54%
Dividend Yield
6.88%
Shares Outstanding
Profitability & Margins
Gross Margin
27.19%
Operating Margin
1.88%
Net Margin
16.07%
Return on Equity (ROE)
8.07%
Return on Assets (ROA)
0.81%
Asset Turnover
0.05x
Revenue 3-Yr CAGR
3.76%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$244.12M
Total Debt
N/A
Book Value / Share
$25.99
Cash Flow Efficiency
Operating Cash Flow
$4.03M
Capital Expenditures (CapEx)
$1.92M
Free Cash Flow
$2.11M
OCF / Revenue
2.40%
FCF / Revenue
1.26%
FCF 3-Yr CAGR
-67.60%
Per Share Metrics
EPS (Diluted)
$2.06
EPS (Basic)
$2.11
Dividends / Share
$2.11
Book Value / Share
$25.99
EPS YoY Growth
34.64%
Balance Sheet (FY 2025)
Total Assets
$3.31B
Total Liabilities
$3.31B
Stockholders' Equity
$333.97M
Current Assets
N/A
Current Liabilities
N/A