First Western Financial Inc MYFW

Latest FY: 2025 Financial Services Banks - Regional
Market Price $31.64
Market Cap $307.53M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↓-3.9% YoY
$18.45M
3-Yr CAGR: -0.9%
Net Income ↑55.6% YoY
$13.19M
Net Margin: 71.5%
Free Cash Flow ↓-228.3% YoY
-$5.77M
FCF Yield: -1.88%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
5.0%
ROA: 0.4%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (MYFW)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2021: Revenue YoY (+6.3%) is identical to Gross Profit YoY (+6.3%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
  • FY 2022: Revenue YoY (-6.3%) is identical to Gross Profit YoY (-6.3%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
  • FY 2025: Revenue YoY (-3.9%) is identical to Gross Profit YoY (-3.9%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2018 $19.2M $7.4M $5.6M $17.8M $17.1M
FY 2019 $18.9M -1.2% $10.2M $8.0M +41.8% $-21.5M $-21.9M -228.3%
FY 2020 $19.0M +0.5% $19.0M $24.5M +206.3% $-93.3M $-94.5M -331.1%
FY 2021 $20.2M +6.3% $20.2M $20.6M -16.0% $165.8M $163.7M +273.2%
FY 2022 $18.9M -6.3% $18.9M $21.7M +5.3% $48.3M $45.3M -72.3%
FY 2023 $18.8M -0.8% $12.3M $5.2M -75.9% $21.9M $19.5M -56.9%
FY 2024 $19.2M +2.2% $19.2M $8.5M +62.2% $-0.5M $-1.8M -109.0%
FY 2025 $18.5M -3.9% $18.5M $13.2M +55.6% $-1.8M $-5.8M -228.3%
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Valuation

Market Price $31.64
Market Cap $307.53M
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 1.16
FCF Yield -1.88%
Dividend Yield N/A
Shares Outstanding 9,729,000
%

Profitability & Margins

Gross Margin 15.99%
Operating Margin 164.00%
Net Margin 71.47%
Return on Equity (ROE) 4.97%
Return on Assets (ROA) 0.42%
Asset Turnover 0.01x
Revenue 3-Yr CAGR -0.87%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $200.28M
Total Debt N/A
Book Value / Share $27.30
💧

Cash Flow Efficiency

Operating Cash Flow -$1.80M
Capital Expenditures (CapEx) $3.97M
Free Cash Flow -$5.77M
OCF / Revenue -9.75%
FCF / Revenue -31.26%
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $27.30
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $3.15B
Total Liabilities $2.89B
Stockholders' Equity $265.56M
Current Assets N/A
Current Liabilities N/A