← National Bank Holdings Corp NBHC
Market Price
$43.49
Market Cap
$1.95B
P/E Ratio
15.26
Revenue (FY 2025)
↑2.1% YoY
$47.15M
3-Yr CAGR: 7.8%
Net Income
↓-7.8% YoY
$109.57M
Net Margin: 232.4%
Free Cash Flow
↑9.8% YoY
$132.50M
FCF Yield: 6.80%
EPS (Diluted)
↓-7.5% YoY
$2.85
Basic: $2.86
Return on Equity
Efficiency
7.9%
ROA: 226.7%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (NBHC)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2024: Revenue YoY (-1.6%) is identical to Gross Profit YoY (-1.6%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+2.1%) is identical to Gross Profit YoY (+2.1%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $145.6M | — | $130.8M | $23.1M | — | $0.79 | — | $-3.9M | $-3.9M | — |
| FY 2017 | $146.3M | +0.5% | $128.2M | $14.6M | -36.8% | $0.53 | -32.9% | $58.1M | $58.1M | +1,577.1% |
| FY 2018 | $197.4M | +34.9% | $173.5M | $61.5M | +321.5% | $1.95 | +267.9% | $73.6M | $73.6M | +26.5% |
| FY 2019 | $205.8M | +4.3% | $169.1M | $80.4M | +30.8% | $2.55 | +30.8% | $42.5M | $42.5M | -42.3% |
| FY 2020 | $192.9M | -6.3% | $167.9M | $88.6M | +10.2% | $2.85 | +11.8% | $-9.9M | $-9.9M | -123.2% |
| FY 2021 | $187.1M | -3.0% | $173.3M | $93.6M | +5.7% | $3.01 | +5.6% | $179.5M | $179.5M | +1,919.0% |
| FY 2022 | $37.7M | -79.9% | $19.8M | $71.3M | -23.9% | $2.18 | -27.6% | $214.6M | $202.2M | +12.6% |
| FY 2023 | $46.9M | +24.6% | $46.9M | $142.0M | +99.3% | $3.72 | +70.6% | $166.9M | $130.1M | -35.7% |
| FY 2024 | $46.2M | -1.6% | $46.2M | $118.8M | -16.4% | $3.08 | -17.2% | $155.3M | $120.7M | -7.2% |
| FY 2025 | $47.1M | +2.1% | $47.1M | $109.6M | -7.8% | $2.85 | -7.5% | $162.4M | $132.5M | +9.8% |
Valuation
Market Price
$43.49
Market Cap
$1.95B
Enterprise Value
$1.59B
P/E Ratio
15.26
P/B Ratio
1.41
FCF Yield
6.80%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
21.59%
Operating Margin
283.41%
Net Margin
232.39%
Return on Equity (ROE)
7.91%
Return on Assets (ROA)
226.69%
Asset Turnover
0.98x
Revenue 3-Yr CAGR
7.78%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.039
Debt / Assets
1.128
Cash & Equivalents
$417.06M
Total Debt
$54.54M
Book Value / Share
$30.92
Cash Flow Efficiency
Operating Cash Flow
$162.42M
Capital Expenditures (CapEx)
$29.92M
Free Cash Flow
$132.50M
OCF / Revenue
344.47%
FCF / Revenue
281.01%
FCF 3-Yr CAGR
-13.14%
Per Share Metrics
EPS (Diluted)
$2.85
EPS (Basic)
$2.86
Dividends / Share
N/A
Book Value / Share
$30.92
EPS YoY Growth
-7.47%
Balance Sheet (FY 2025)
Total Assets
$48.34M
Total Liabilities
$8.50B
Stockholders' Equity
$1.39B
Current Assets
N/A
Current Liabilities
N/A