NorthEast Community Bancorp, Inc./MD/ NECB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $27.01
Market Cap $359.41M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↓-2.8% YoY
$158.21M
3-Yr CAGR: 29.0%
Net Income ↓-5.7% YoY
$44.41M
Net Margin: 28.1%
Free Cash Flow ↑5.5% YoY
$50.84M
FCF Yield: 14.15%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
12.6%
ROA: 2.2%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (NECB)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2020 $49.0M $23.9M $12.3M $15.7M $14.4M
FY 2021 $50.8M +3.6% $24.3M $11.9M -3.4% $21.6M $15.1M +4.9%
FY 2022 $73.7M +45.2% $43.0M $24.8M +108.7% $27.5M $24.2M +60.4%
FY 2023 $136.2M +84.9% $100.9M $46.3M +86.3% $42.8M $42.2M +74.2%
FY 2024 $162.8M +19.5% $105.6M $47.1M +1.7% $48.7M $48.2M +14.1%
FY 2025 $158.2M -2.8% $104.8M $44.4M -5.7% $52.6M $50.8M +5.5%
$

Valuation

Market Price $27.01
Market Cap $359.41M
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 1.02
FCF Yield 14.15%
Dividend Yield N/A
Shares Outstanding 13,306,600
%

Profitability & Margins

Gross Margin 66.26%
Operating Margin 39.35%
Net Margin 28.07%
Return on Equity (ROE) 12.63%
Return on Assets (ROA) 2.15%
Asset Turnover 0.08x
Revenue 3-Yr CAGR 29.01%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $81.17M
Total Debt N/A
Book Value / Share $26.43
💧

Cash Flow Efficiency

Operating Cash Flow $52.59M
Capital Expenditures (CapEx) $1.75M
Free Cash Flow $50.84M
OCF / Revenue 33.24%
FCF / Revenue 32.13%
FCF 3-Yr CAGR 28.01%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $26.43
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $2.06B
Total Liabilities $2.06B
Stockholders' Equity $351.70M
Current Assets N/A
Current Liabilities N/A