← NewtekOne, Inc. NEWT
Market Price
$13.04
Market Cap
$376.90M
P/E Ratio
5.98
Revenue (FY 2025)
↑12.3% YoY
$266.99M
3-Yr CAGR: 36.4%
Net Income
↑19.0% YoY
$60.51M
Net Margin: 22.7%
Free Cash Flow
↓-277.5% YoY
-$579.35M
FCF Yield: -153.71%
EPS (Diluted)
↑11.2% YoY
$2.18
Basic: $2.21
Return on Equity
Efficiency
15.2%
ROA: 2.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (NEWT)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2021 | $53.1M | — | $53.1M | $84.1M | — | $3.69 | — | $140.9M | $140.9M | — |
| FY 2022 | $105.2M | +98.0% | $38.8M | $32.3M | -61.6% | $1.34 | -63.7% | $-62.4M | $-62.4M | -144.3% |
| FY 2023 | $185.1M | +76.0% | $38.8M | $47.3M | +46.5% | $1.88 | +40.3% | $-169.2M | $-169.7M | -171.8% |
| FY 2024 | $237.7M | +28.5% | $75.0M | $50.9M | +7.4% | $1.96 | +4.3% | $-153.0M | $-153.5M | +9.6% |
| FY 2025 | $267.0M | +12.3% | $100.9M | $60.5M | +19.0% | $2.18 | +11.2% | $-579.2M | $-579.3M | -277.5% |
Valuation
Market Price
$13.04
Market Cap
$376.90M
Enterprise Value
$1.13B
P/E Ratio
5.98
P/B Ratio
0.95
FCF Yield
-153.71%
Dividend Yield
5.83%
Shares Outstanding
Profitability & Margins
Gross Margin
37.79%
Operating Margin
29.96%
Net Margin
22.66%
Return on Equity (ROE)
15.22%
Return on Assets (ROA)
2.20%
Asset Turnover
0.10x
Revenue 3-Yr CAGR
36.42%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
2.619
Debt / Assets
0.379
Cash & Equivalents
$283.81M
Total Debt
$1.04B
Book Value / Share
$13.78
Cash Flow Efficiency
Operating Cash Flow
-$579.24M
Capital Expenditures (CapEx)
$106.00K
Free Cash Flow
-$579.35M
OCF / Revenue
-216.95%
FCF / Revenue
-216.99%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$2.18
EPS (Basic)
$2.21
Dividends / Share
$0.76
Book Value / Share
$13.78
EPS YoY Growth
11.22%
Balance Sheet (FY 2025)
Total Assets
$2.74B
Total Liabilities
$2.35B
Stockholders' Equity
$397.57M
Current Assets
N/A
Current Liabilities
N/A