← NICOLET BANKSHARES INC NIC
Market Price
$179.13
Market Cap
$3.79B
P/E Ratio
18.32
Revenue (FY 2025)
↑11.9% YoY
$392.04M
3-Yr CAGR: 9.6%
Net Income
↑21.5% YoY
$150.69M
Net Margin: 38.4%
Free Cash Flow
↑27.9% YoY
$149.44M
FCF Yield: 3.94%
EPS (Diluted)
↑21.5% YoY
$9.78
Basic: $10.06
Return on Equity
Efficiency
12.0%
ROA: 1.6%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (NIC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $94.8M | — | $87.5M | $18.5M | — | $2.37 | — | $24.8M | $20.8M | — |
| FY 2017 | $133.4M | +40.7% | $122.9M | $33.1M | +79.6% | $3.33 | +40.5% | $40.7M | $37.0M | +78.2% |
| FY 2018 | $146.2M | +9.6% | $127.3M | $41.0M | +23.8% | $4.12 | +23.7% | $51.0M | $51.0M | +37.9% |
| FY 2019 | $169.4M | +15.9% | $146.9M | $54.6M | +33.2% | $5.52 | +34.0% | $58.1M | $58.1M | +14.0% |
| FY 2020 | $192.0M | +13.3% | $172.1M | $60.1M | +10.0% | $5.70 | +3.3% | $78.9M | $78.9M | +35.7% |
| FY 2021 | $225.3M | +17.4% | $211.7M | $60.7M | +0.9% | $5.44 | -4.6% | $97.7M | $97.7M | +23.8% |
| FY 2022 | $297.9M | +32.2% | $263.9M | $94.3M | +55.4% | $6.56 | +20.6% | $117.4M | $105.2M | +7.7% |
| FY 2023 | $277.5M | -6.8% | $136.1M | $61.5M | -34.7% | $4.08 | -37.8% | $108.0M | $89.4M | -15.0% |
| FY 2024 | $350.3M | +26.3% | $180.0M | $124.1M | +101.7% | $8.05 | +97.3% | $133.7M | $116.8M | +30.7% |
| FY 2025 | $392.0M | +11.9% | $227.6M | $150.7M | +21.5% | $9.78 | +21.5% | $153.5M | $149.4M | +27.9% |
Valuation
Market Price
$179.13
Market Cap
$3.79B
Enterprise Value
$3.77B
P/E Ratio
18.32
P/B Ratio
3.03
FCF Yield
3.94%
Dividend Yield
0.69%
Shares Outstanding
Profitability & Margins
Gross Margin
58.05%
Operating Margin
47.69%
Net Margin
38.44%
Return on Equity (ROE)
11.98%
Return on Assets (ROA)
1.64%
Asset Turnover
0.04x
Revenue 3-Yr CAGR
9.59%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.107
Debt / Assets
0.015
Cash & Equivalents
$154.93M
Total Debt
$134.86M
Book Value / Share
$59.18
Cash Flow Efficiency
Operating Cash Flow
$153.53M
Capital Expenditures (CapEx)
$4.09M
Free Cash Flow
$149.44M
OCF / Revenue
39.16%
FCF / Revenue
38.12%
FCF 3-Yr CAGR
12.43%
Per Share Metrics
EPS (Diluted)
$9.78
EPS (Basic)
$10.06
Dividends / Share
$1.24
Book Value / Share
$59.18
EPS YoY Growth
21.49%
Balance Sheet (FY 2025)
Total Assets
$9.19B
Total Liabilities
$7.93B
Stockholders' Equity
$1.26B
Current Assets
N/A
Current Liabilities
N/A