NELNET INC NNI

Latest FY: 2025 Financial Services Credit Services
Market Price $127.58
Market Cap $4.56B
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑24.6% YoY
$3.18B
3-Yr CAGR: 8.9%
Net Income ↑132.8% YoY
$428.47M
Net Margin: 13.5%
Free Cash Flow
N/A
FCF Yield: N/A
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
11.6%
ROA: 3.0%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (NNI)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $1,059.3M $398.8M $256.8M
FY 2017 $1,145.2M +8.1% $226.7M $173.2M -32.6%
FY 2018 $1,910.5M +66.8% $286.3M $227.9M +31.6%
FY 2019 $2,125.0M +11.2% $176.7M $141.8M -37.8%
FY 2020 $2,016.0M -5.1% $1,685.9M $352.4M +148.5%
FY 2021 $2,146.6M +6.5% $1,970.4M $393.3M +11.6%
FY 2022 $2,456.6M +14.4% $2,026.4M $407.3M +3.6%
FY 2023 $2,553.2M +3.9% $1,708.1M $91.5M -77.5%
FY 2024 $2,549.3M -0.1% $1,868.8M $184.0M +101.1%
FY 2025 $3,177.0M +24.6% $2,680.0M $428.5M +132.8%
$

Valuation

Market Price $127.58
Market Cap $4.56B
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 1.24
FCF Yield N/A
Dividend Yield N/A
Shares Outstanding 35,934,000
%

Profitability & Margins

Gross Margin 84.36%
Operating Margin 16.57%
Net Margin 13.49%
Return on Equity (ROE) 11.63%
Return on Assets (ROA) 3.05%
Asset Turnover 0.23x
Revenue 3-Yr CAGR 8.95%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $295.98M
Total Debt N/A
Book Value / Share $102.57
💧

Cash Flow Efficiency

Operating Cash Flow N/A
Capital Expenditures (CapEx) $26.24M
Free Cash Flow N/A
OCF / Revenue N/A
FCF / Revenue N/A
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $102.57
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $14.06B
Total Liabilities $10.49B
Stockholders' Equity $3.69B
Current Assets N/A
Current Liabilities N/A