← NORTHRIM BANCORP INC NRIM
Market Price
$27.23
Market Cap
$600.83M
P/E Ratio
9.49
Revenue (FY 2025)
↑30.4% YoY
$255.58M
3-Yr CAGR: 39.0%
Net Income
↑74.8% YoY
$64.61M
Net Margin: 25.3%
Free Cash Flow
↑1,532.2% YoY
$133.87M
FCF Yield: 22.28%
EPS (Diluted)
↓-56.6% YoY
$2.87
Basic: $2.92
Return on Equity
Efficiency
19.8%
ROA: 6,800.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (NRIM)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $56.4M | — | $53.8M | $14.4M | — | $2.06 | — | $20.1M | $16.8M | — |
| FY 2017 | $57.7M | +2.3% | $55.2M | $13.2M | -8.7% | $1.88 | -8.7% | $19.3M | $17.7M | +5.3% |
| FY 2018 | $32.2M | -44.2% | $29.2M | $20.0M | +52.1% | $2.86 | +52.1% | $25.1M | $21.6M | +22.1% |
| FY 2019 | $64.4M | +100.3% | $58.8M | $20.7M | +3.4% | $3.04 | +6.3% | $-0.8M | $-3.1M | -114.5% |
| FY 2020 | $70.7M | +9.7% | $64.6M | $32.9M | +58.9% | $5.11 | +68.1% | $-36.5M | $-39.3M | -1,152.1% |
| FY 2021 | $80.8M | +14.4% | $77.0M | $37.5M | +14.1% | $6.00 | +17.4% | $112.0M | $109.7M | +379.0% |
| FY 2022 | $95.1M | +17.7% | $89.9M | $30.7M | -18.1% | $5.27 | -12.2% | $78.1M | $74.3M | -32.2% |
| FY 2023 | $103.3M | +8.6% | $74.6M | $25.4M | -17.4% | $4.49 | -14.8% | $38.9M | $32.8M | -55.9% |
| FY 2024 | $196.0M | +89.8% | $155.2M | $37.0M | +45.6% | $6.62 | +47.4% | $-8.7M | $-9.3M | -128.5% |
| FY 2025 | $255.6M | +30.4% | $212.8M | $64.6M | +74.8% | $2.87 | -56.6% | $139.3M | $133.9M | +1,532.2% |
Valuation
Market Price
$27.23
Market Cap
$600.83M
Enterprise Value
$536.10M
P/E Ratio
9.49
P/B Ratio
1.85
FCF Yield
22.28%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
83.27%
Operating Margin
30.21%
Net Margin
25.28%
Return on Equity (ROE)
19.79%
Return on Assets (ROA)
6,800.84%
Asset Turnover
269.03x
Revenue 3-Yr CAGR
39.03%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.039
Debt / Assets
13.479
Cash & Equivalents
$77.54M
Total Debt
$12.80M
Book Value / Share
$14.68
Cash Flow Efficiency
Operating Cash Flow
$139.34M
Capital Expenditures (CapEx)
$5.47M
Free Cash Flow
$133.87M
OCF / Revenue
54.52%
FCF / Revenue
52.38%
FCF 3-Yr CAGR
21.67%
Per Share Metrics
EPS (Diluted)
$2.87
EPS (Basic)
$2.92
Dividends / Share
N/A
Book Value / Share
$14.68
EPS YoY Growth
-56.65%
Balance Sheet (FY 2025)
Total Assets
$950.00K
Total Liabilities
$2.96B
Stockholders' Equity
$326.54M
Current Assets
N/A
Current Liabilities
N/A