← Orange County Bancorp, Inc. /DE/ OBT
Market Price
$39.04
Market Cap
$524.65M
P/E Ratio
11.72
Revenue (FY 2025)
↑10.4% YoY
$158.13M
3-Yr CAGR: 18.0%
Net Income
↑49.2% YoY
$41.61M
Net Margin: 26.3%
Free Cash Flow
↑25.7% YoY
$41.33M
FCF Yield: 7.88%
EPS (Diluted)
↑34.8% YoY
$3.33
Basic: $3.33
Return on Equity
Efficiency
14.6%
ROA: 1.6%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (OBT)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2020 | $53.5M | — | $13.2M | $11.7M | — | $2.59 | — | $11.3M | $10.7M | — |
| FY 2021 | $76.5M | +43.2% | $33.1M | $21.3M | +82.3% | $4.28 | +65.3% | $20.3M | $18.4M | +72.4% |
| FY 2022 | $96.2M | +25.7% | $45.9M | $24.4M | +14.5% | $4.33 | +1.2% | $30.5M | $28.9M | +57.6% |
| FY 2023 | $131.2M | +36.3% | $74.4M | $29.5M | +21.0% | $5.24 | +21.0% | $44.5M | $41.0M | +41.6% |
| FY 2024 | $143.2M | +9.2% | $78.0M | $27.9M | -5.4% | $2.47 | -52.9% | $34.6M | $32.9M | -19.8% |
| FY 2025 | $158.1M | +10.4% | $90.2M | $41.6M | +49.2% | $3.33 | +34.8% | $43.8M | $41.3M | +25.7% |
Valuation
Market Price
$39.04
Market Cap
$524.65M
Enterprise Value
N/A
P/E Ratio
11.72
P/B Ratio
1.84
FCF Yield
7.88%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
57.06%
Operating Margin
32.60%
Net Margin
26.32%
Return on Equity (ROE)
14.63%
Return on Assets (ROA)
1.56%
Asset Turnover
0.06x
Revenue 3-Yr CAGR
18.01%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$21.21
Cash Flow Efficiency
Operating Cash Flow
$43.85M
Capital Expenditures (CapEx)
$2.52M
Free Cash Flow
$41.33M
OCF / Revenue
27.73%
FCF / Revenue
26.14%
FCF 3-Yr CAGR
12.62%
Per Share Metrics
EPS (Diluted)
$3.33
EPS (Basic)
$3.33
Dividends / Share
N/A
Book Value / Share
$21.21
EPS YoY Growth
34.82%
Balance Sheet (FY 2025)
Total Assets
$2.66B
Total Liabilities
$2.66B
Stockholders' Equity
$284.36M
Current Assets
N/A
Current Liabilities
N/A