← OneMain Holdings, Inc. OMF
Market Price
$65.70
Market Cap
$7.55B
P/E Ratio
10.02
Revenue (FY 2025)
0.0% YoY
$445.00M
3-Yr CAGR: 0.0%
Net Income
↑53.8% YoY
$783.00M
Net Margin: 176.0%
Free Cash Flow
↑16.0% YoY
$3.13B
FCF Yield: 41.50%
EPS (Diluted)
↑54.7% YoY
$6.56
Basic: $6.59
Return on Equity
Efficiency
23.0%
ROA: 277.7%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (OMF)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $449.0M | — | $266.0M | $215.0M | — | $1.59 | — | $1,326.0M | $1,326.0M | — |
| FY 2017 | $420.0M | -6.5% | $227.0M | $183.0M | -14.9% | $1.35 | -15.1% | $1,555.0M | $1,555.0M | +17.3% |
| FY 2018 | $429.0M | +2.1% | $240.0M | $447.0M | +144.3% | $3.29 | +143.7% | $2,046.0M | $2,046.0M | +31.6% |
| FY 2019 | $460.0M | +7.2% | $275.0M | $855.0M | +91.3% | $6.27 | +90.6% | $2,362.0M | $2,362.0M | +15.4% |
| FY 2020 | $443.0M | -3.7% | $182.0M | $730.0M | -14.6% | $5.41 | -13.7% | $2,212.0M | $2,212.0M | -6.4% |
| FY 2021 | $434.0M | -2.0% | $240.0M | $1,314.0M | +80.0% | $9.87 | +82.4% | $2,247.0M | $2,247.0M | +1.6% |
| FY 2022 | $445.0M | +2.5% | $279.0M | $878.0M | -33.2% | $7.06 | -28.5% | $2,387.0M | $2,387.0M | +6.2% |
| FY 2023 | $448.0M | +0.7% | $277.0M | $641.0M | -27.0% | $5.32 | -24.6% | $2,519.0M | $2,519.0M | +5.5% |
| FY 2024 | $445.0M | -0.7% | $271.0M | $509.0M | -20.6% | $4.24 | -20.3% | $2,699.0M | $2,699.0M | +7.1% |
| FY 2025 | $445.0M | 0.0% | $259.0M | $783.0M | +53.8% | $6.56 | +54.7% | $3,132.0M | $3,132.0M | +16.0% |
Valuation
Market Price
$65.70
Market Cap
$7.55B
Enterprise Value
$29.33B
P/E Ratio
10.02
P/B Ratio
2.23
FCF Yield
41.50%
Dividend Yield
6.35%
Shares Outstanding
Profitability & Margins
Gross Margin
58.20%
Operating Margin
220.45%
Net Margin
175.96%
Return on Equity (ROE)
23.02%
Return on Assets (ROA)
277.66%
Asset Turnover
1.58x
Revenue 3-Yr CAGR
0.00%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
6.673
Debt / Assets
80.475
Cash & Equivalents
$914.00M
Total Debt
$22.69B
Book Value / Share
$29.44
Cash Flow Efficiency
Operating Cash Flow
$3.13B
Capital Expenditures (CapEx)
N/A
Free Cash Flow
$3.13B
OCF / Revenue
703.82%
FCF / Revenue
703.82%
FCF 3-Yr CAGR
9.48%
Per Share Metrics
EPS (Diluted)
$6.56
EPS (Basic)
$6.59
Dividends / Share
$4.17
Book Value / Share
$29.44
EPS YoY Growth
54.72%
Balance Sheet (FY 2025)
Total Assets
$282.00M
Total Liabilities
$23.99B
Stockholders' Equity
$3.40B
Current Assets
N/A
Current Liabilities
N/A