OLD NATIONAL BANCORP /IN/ ONB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $27.18
Market Cap $10.46B
P/E Ratio 15.18
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑33.9% YoY
$2.52B
3-Yr CAGR: 13.5%
Net Income ↑24.1% YoY
$669.26M
Net Margin: 26.5%
Free Cash Flow ↑7.7% YoY
$637.41M
FCF Yield: 6.10%
EPS (Diluted) ↑6.5% YoY
$1.79
Basic: $1.80
Return on Equity Efficiency
7.9%
ROA: 0.9%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (ONB)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2019: Revenue YoY (+2.7%) is identical to Gross Profit YoY (+2.7%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
  • FY 2020: Revenue YoY (-9.5%) is identical to Gross Profit YoY (-9.5%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
  • FY 2021: Revenue YoY (+6.1%) is identical to Gross Profit YoY (+6.1%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $465.5M $11.3M $134.3M $1.05 $82.1M $-142.6M
FY 2017 $482.0M +3.6% $33.2M $95.7M -28.7% $0.69 -34.3% $290.7M $253.4M +277.7%
FY 2018 $127.4M -73.6% $127.4M $190.8M +99.4% $1.22 +76.8% $234.4M $201.0M -20.7%
FY 2019 $130.8M +2.7% $130.8M $238.2M +24.8% $1.38 +13.1% $233.8M $196.3M -2.3%
FY 2020 $118.4M -9.5% $118.4M $226.4M -5.0% $1.36 -1.4% $219.8M $188.9M -3.8%
FY 2021 $125.6M +6.1% $125.6M $277.5M +22.6% $1.67 +22.8% $330.4M $281.7M +49.1%
FY 2022 $1,727.7M +1,275.4% $689.5M $428.3M +54.3% $1.50 -10.2% $814.4M $776.5M +175.7%
FY 2023 $1,836.5M +6.3% $810.2M $582.0M +35.9% $1.94 +29.3% $516.3M $478.0M -38.4%
FY 2024 $1,885.5M +2.7% $791.1M $539.2M -7.4% $1.68 -13.4% $622.3M $592.0M +23.9%
FY 2025 $2,524.4M +33.9% $1,039.1M $669.3M +24.1% $1.79 +6.5% $681.5M $637.4M +7.7%
$

Valuation

Market Price $27.18
Market Cap $10.46B
Enterprise Value N/A
P/E Ratio 15.18
P/B Ratio 1.24
FCF Yield 6.10%
Dividend Yield 2.06%
Shares Outstanding 386,373,000
%

Profitability & Margins

Gross Margin 41.16%
Operating Margin 33.33%
Net Margin 26.51%
Return on Equity (ROE) 7.88%
Return on Assets (ROA) 0.93%
Asset Turnover 0.03x
Revenue 3-Yr CAGR 13.47%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $1.83B
Total Debt N/A
Book Value / Share $21.99
💧

Cash Flow Efficiency

Operating Cash Flow $681.47M
Capital Expenditures (CapEx) $44.06M
Free Cash Flow $637.41M
OCF / Revenue 27.00%
FCF / Revenue 25.25%
FCF 3-Yr CAGR -6.37%
🏷️

Per Share Metrics

EPS (Diluted) $1.79
EPS (Basic) $1.80
Dividends / Share $0.56
Book Value / Share $21.99
EPS YoY Growth 6.55%
🏛️

Balance Sheet (FY 2025)

Total Assets $72.15B
Total Liabilities $63.66B
Stockholders' Equity $8.49B
Current Assets N/A
Current Liabilities N/A