← ORRSTOWN FINANCIAL SERVICES INC ORRF
Market Price
$43.34
Market Cap
$854.29M
P/E Ratio
10.37
Revenue (FY 2025)
↑36.0% YoY
$37.14M
3-Yr CAGR: 24.0%
Net Income
↑266.7% YoY
$80.86M
Net Margin: 217.7%
Free Cash Flow
↑111.2% YoY
$70.50M
FCF Yield: 8.25%
EPS (Diluted)
↑182.4% YoY
$4.18
Basic: $4.21
Return on Equity
Efficiency
13.7%
ROA: 1.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (ORRF)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2024: Revenue YoY (+40.2%) is identical to Gross Profit YoY (+40.2%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+36.0%) is identical to Gross Profit YoY (+36.0%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $36.5M | — | $31.1M | $6.6M | — | $0.81 | — | $15.6M | $2.2M | — |
| FY 2017 | $43.4M | +18.7% | $35.7M | $8.1M | +22.1% | $0.98 | +21.0% | $16.4M | $13.7M | +517.5% |
| FY 2018 | $51.4M | +18.4% | $37.9M | $12.8M | +58.3% | $1.50 | +53.1% | $22.5M | $17.7M | +29.2% |
| FY 2019 | $69.3M | +34.9% | $45.6M | $16.9M | +32.2% | $1.61 | +7.3% | $9.1M | $6.2M | -65.1% |
| FY 2020 | $17.1M | -75.3% | $1.1M | $26.5M | +56.4% | $2.40 | +49.1% | $30.2M | $28.9M | +367.2% |
| FY 2021 | $18.9M | +10.6% | $12.2M | $32.9M | +24.3% | $2.96 | +23.3% | $40.8M | $39.6M | +37.0% |
| FY 2022 | $19.5M | +2.8% | $10.4M | $22.0M | -33.0% | $2.06 | -30.4% | $36.2M | $35.3M | -10.8% |
| FY 2023 | $19.5M | +0.1% | $19.5M | $35.7M | +61.8% | $3.42 | +66.0% | $43.7M | $41.4M | +17.3% |
| FY 2024 | $27.3M | +40.2% | $27.3M | $22.1M | -38.2% | $1.48 | -56.7% | $35.0M | $33.4M | -19.4% |
| FY 2025 | $37.1M | +36.0% | $37.1M | $80.9M | +266.7% | $4.18 | +182.4% | $74.7M | $70.5M | +111.2% |
Valuation
Market Price
$43.34
Market Cap
$854.29M
Enterprise Value
N/A
P/E Ratio
10.37
P/B Ratio
1.44
FCF Yield
8.25%
Dividend Yield
2.45%
Shares Outstanding
Profitability & Margins
Gross Margin
26.33%
Operating Margin
276.32%
Net Margin
217.68%
Return on Equity (ROE)
13.67%
Return on Assets (ROA)
1.46%
Asset Turnover
0.01x
Revenue 3-Yr CAGR
24.04%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$30.11
Cash Flow Efficiency
Operating Cash Flow
$74.73M
Capital Expenditures (CapEx)
$4.24M
Free Cash Flow
$70.50M
OCF / Revenue
201.20%
FCF / Revenue
189.80%
FCF 3-Yr CAGR
25.94%
Per Share Metrics
EPS (Diluted)
$4.18
EPS (Basic)
$4.21
Dividends / Share
$1.06
Book Value / Share
$30.11
EPS YoY Growth
182.43%
Balance Sheet (FY 2025)
Total Assets
$5.54B
Total Liabilities
$4.95B
Stockholders' Equity
$591.53M
Current Assets
N/A
Current Liabilities
N/A