Oscar Health, Inc. OSCR

Latest FY: 2025 Healthcare Healthcare Plans
Market Price $32.71
Market Cap $9.28B
P/E Ratio N/A
Quick Peer Compare (Healthcare):
Revenue (FY 2025) ↑39.0% YoY
$28.59M
3-Yr CAGR: -22.3%
Net Income ↓-1,842.5% YoY
-$443.15M
Net Margin: -1,549.9%
Free Cash Flow ↑11.4% YoY
$1.06B
FCF Yield: 11.41%
EPS (Diluted) ↓-1,790.0% YoY
$-1.69
Basic: $-1.69
Return on Equity Efficiency
-45.3%
ROA: -9.6%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (OSCR)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2023: Revenue YoY (-74.7%) is identical to Gross Profit YoY (-74.7%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
  • FY 2024: Revenue YoY (+33.2%) is identical to Gross Profit YoY (+33.2%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
  • FY 2025: Revenue YoY (+39.0%) is identical to Gross Profit YoY (+39.0%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2020 $462.8M $90.5M $-406.8M $-14.16 $222.7M
FY 2021 $1,838.7M +297.3% $136.1M $-572.6M -40.7% $-3.20 +77.4% $-181.7M $-207.6M
FY 2022 $61.0M -96.7% $61.0M $-606.3M -5.9% $-2.85 +10.9% $380.3M $351.3M +269.2%
FY 2023 $15.4M -74.7% $15.4M $-270.7M +55.3% $-1.22 +57.2% $-272.2M $-297.7M -184.7%
FY 2024 $20.6M +33.2% $20.6M $25.4M +109.4% $0.10 +108.2% $978.2M $950.3M +419.2%
FY 2025 $28.6M +39.0% $28.6M $-443.2M -1,842.5% $-1.69 -1,790.0% $1,094.9M $1,058.5M +11.4%
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Valuation

Market Price $32.71
Market Cap $9.28B
Enterprise Value $6.94B
P/E Ratio N/A
P/B Ratio 10.09
FCF Yield 11.41%
Dividend Yield N/A
Shares Outstanding 301,493,000
%

Profitability & Margins

Gross Margin 61.90%
Operating Margin -1,386.20%
Net Margin -1,549.86%
Return on Equity (ROE) -45.33%
Return on Assets (ROA) -9.61%
Asset Turnover 0.01x
Revenue 3-Yr CAGR -22.34%
🛡️

Financial Health & Liquidity

Current Ratio 0.95
Cash Ratio 0.57
Debt / Equity 0.440
Debt / Assets 0.093
Cash & Equivalents $2.77B
Total Debt $430.10M
Book Value / Share $3.24
💧

Cash Flow Efficiency

Operating Cash Flow $1.09B
Capital Expenditures (CapEx) $36.37M
Free Cash Flow $1.06B
OCF / Revenue 3,829.10%
FCF / Revenue 3,701.89%
FCF 3-Yr CAGR 44.43%
🏷️

Per Share Metrics

EPS (Diluted) $-1.69
EPS (Basic) $-1.69
Dividends / Share N/A
Book Value / Share $3.24
EPS YoY Growth -1,790.00%
🏛️

Balance Sheet (FY 2025)

Total Assets $4.61B
Total Liabilities $4.86B
Stockholders' Equity $977.65M
Current Assets $4.61B
Current Liabilities $4.86B