← Payoneer Global Inc. PAYO
Market Price
$7.12
Market Cap
$2.39B
P/E Ratio
37.47
Revenue (FY 2025)
↑7.7% YoY
$1.05B
3-Yr CAGR: 18.8%
Net Income
↓-39.6% YoY
$73.19M
Net Margin: 7.0%
Free Cash Flow
↑38.4% YoY
$172.63M
FCF Yield: 7.22%
EPS (Diluted)
↓-38.7% YoY
$0.19
Basic: $0.20
Return on Equity
Efficiency
10.4%
ROA: 0.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (PAYO)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2019 | $317.8M | — | $34.7M | $-0.6M | — | $-0.33 | — | $-14.3M | — | — |
| FY 2020 | $345.6M | +8.8% | $20.3M | $-23.7M | -3,699.4% | $-0.80 | -142.4% | $9.5M | — | — |
| FY 2021 | $473.4M | +37.0% | $34.2M | $-34.0M | -43.1% | $-0.33 | +58.8% | $20.0M | $13.1M | — |
| FY 2022 | $627.6M | +32.6% | $67.8M | $-12.0M | +64.8% | $-0.03 | +90.9% | $84.0M | $65.6M | +400.1% |
| FY 2023 | $831.1M | +32.4% | $204.5M | $93.3M | +879.7% | $0.24 | +900.0% | $159.5M | $120.2M | +83.1% |
| FY 2024 | $977.7M | +17.6% | $262.3M | $121.2M | +29.8% | $0.31 | +29.2% | $176.9M | $124.7M | +3.8% |
| FY 2025 | $1,052.8M | +7.7% | $266.1M | $73.2M | -39.6% | $0.19 | -38.7% | $233.5M | $172.6M | +38.4% |
Valuation
Market Price
$7.12
Market Cap
$2.39B
Enterprise Value
N/A
P/E Ratio
37.47
P/B Ratio
3.38
FCF Yield
7.22%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
25.27%
Operating Margin
11.84%
Net Margin
6.95%
Return on Equity (ROE)
10.39%
Return on Assets (ROA)
0.82%
Asset Turnover
0.12x
Revenue 3-Yr CAGR
18.82%
Financial Health & Liquidity
Current Ratio
0.01
Cash Ratio
0.05
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$415.54M
Total Debt
N/A
Book Value / Share
$2.10
Cash Flow Efficiency
Operating Cash Flow
$233.49M
Capital Expenditures (CapEx)
$60.85M
Free Cash Flow
$172.63M
OCF / Revenue
22.18%
FCF / Revenue
16.40%
FCF 3-Yr CAGR
38.04%
Per Share Metrics
EPS (Diluted)
$0.19
EPS (Basic)
$0.20
Dividends / Share
N/A
Book Value / Share
$2.10
EPS YoY Growth
-38.71%
Balance Sheet (FY 2025)
Total Assets
$8.96B
Total Liabilities
$8.25B
Stockholders' Equity
$704.43M
Current Assets
$90.67M
Current Liabilities
$8.08B