PROSPERITY BANCSHARES INC PB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $75.02
Market Cap $7.53B
P/E Ratio 13.12
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑4.8% YoY
$1.25B
3-Yr CAGR: 2.8%
Net Income ↑13.2% YoY
$542.84M
Net Margin: 43.4%
Free Cash Flow ↑14.5% YoY
$516.98M
FCF Yield: 6.87%
EPS (Diluted) ↑13.3% YoY
$5.72
Basic: $5.72
Return on Equity Efficiency
7.1%
ROA: 1.4%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (PB)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $751.0M $432.7M $274.5M $3.94 $334.4M $329.3M
FY 2017 $733.5M -2.3% $420.4M $272.2M -0.8% $3.92 -0.5% $390.7M $379.5M +15.2%
FY 2018 $745.6M +1.7% $419.4M $321.8M +18.2% $4.61 +17.6% $320.1M $305.0M -19.6%
FY 2019 $820.0M +10.0% $423.5M $332.6M +3.3% $4.52 -2.0% $403.0M $384.4M +26.0%
FY 2020 $1,162.3M +41.7% $665.0M $528.9M +59.0% $5.68 +25.7% $582.3M $560.2M +45.7%
FY 2021 $1,133.3M -2.5% $659.7M $519.3M -1.8% $5.60 -1.4% $694.7M $675.7M +20.6%
FY 2022 $1,150.4M +1.5% $666.2M $524.5M +1.0% $5.73 +2.3% $506.5M $464.1M -31.3%
FY 2023 $1,109.7M -3.5% $553.0M $419.3M -20.1% $4.51 -21.3% $646.4M $612.2M +31.9%
FY 2024 $1,192.3M +7.4% $595.1M $479.4M +14.3% $5.05 +12.0% $472.7M $451.6M -26.2%
FY 2025 $1,249.8M +4.8% $693.6M $542.8M +13.2% $5.72 +13.3% $549.5M $517.0M +14.5%
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Valuation

Market Price $75.02
Market Cap $7.53B
Enterprise Value N/A
P/E Ratio 13.12
P/B Ratio 0.99
FCF Yield 6.87%
Dividend Yield N/A
Shares Outstanding 100,854,700
%

Profitability & Margins

Gross Margin 55.50%
Operating Margin 55.50%
Net Margin 43.43%
Return on Equity (ROE) 7.13%
Return on Assets (ROA) 1.41%
Asset Turnover 0.03x
Revenue 3-Yr CAGR 2.80%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $392.31M
Total Debt N/A
Book Value / Share $75.52
💧

Cash Flow Efficiency

Operating Cash Flow $549.51M
Capital Expenditures (CapEx) $32.53M
Free Cash Flow $516.98M
OCF / Revenue 43.97%
FCF / Revenue 41.37%
FCF 3-Yr CAGR 3.66%
🏷️

Per Share Metrics

EPS (Diluted) $5.72
EPS (Basic) $5.72
Dividends / Share N/A
Book Value / Share $75.52
EPS YoY Growth 13.27%
🏛️

Balance Sheet (FY 2025)

Total Assets $38.46B
Total Liabilities $30.85B
Stockholders' Equity $7.62B
Current Assets N/A
Current Liabilities N/A