PCB BANCORP PCB

Latest FY: 2025 Financial Services Banks - Regional
Market Price $28.43
Market Cap $405.83M
P/E Ratio N/A
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑9.1% YoY
$209.37M
3-Yr CAGR: 21.7%
Net Income ↑45.1% YoY
$37.45M
Net Margin: 17.9%
Free Cash Flow ↓-30.1% YoY
$24.40M
FCF Yield: 6.01%
EPS (Diluted)
N/A
Basic: N/A
Return on Equity Efficiency
9.6%
ROA: 1.1%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (PCB)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2017 $65.3M $29.4M $16.4M $21.2M $19.9M
FY 2018 $85.9M +31.7% $45.7M $24.3M +48.1% $30.7M $29.5M +48.2%
FY 2019 $96.5M +12.3% $54.2M $24.1M -0.8% $30.1M $29.4M -0.5%
FY 2020 $84.3M -12.7% $42.6M $16.2M -32.9% $17.1M $15.3M -48.0%
FY 2021 $99.9M +18.5% $56.7M $40.1M +147.9% $-1.6M $-2.0M -113.4%
FY 2022 $116.2M +16.4% $65.1M $35.0M -12.8% $57.3M $51.8M +2,631.2%
FY 2023 $161.9M +39.2% $99.2M $30.7M -12.2% $63.3M $62.0M +19.7%
FY 2024 $191.9M +18.6% $99.7M $25.8M -15.9% $39.0M $34.9M -43.7%
FY 2025 $209.4M +9.1% $115.7M $37.5M +45.1% $26.6M $24.4M -30.1%
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Valuation

Market Price $28.43
Market Cap $405.83M
Enterprise Value N/A
P/E Ratio N/A
P/B Ratio 1.04
FCF Yield 6.01%
Dividend Yield N/A
Shares Outstanding 14,234,700
%

Profitability & Margins

Gross Margin 55.27%
Operating Margin 42.96%
Net Margin 17.89%
Return on Equity (ROE) 9.60%
Return on Assets (ROA) 1.14%
Asset Turnover 0.06x
Revenue 3-Yr CAGR 21.67%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $207.14M
Total Debt N/A
Book Value / Share $27.40
💧

Cash Flow Efficiency

Operating Cash Flow $26.59M
Capital Expenditures (CapEx) $2.19M
Free Cash Flow $24.40M
OCF / Revenue 12.70%
FCF / Revenue 11.65%
FCF 3-Yr CAGR -22.20%
🏷️

Per Share Metrics

EPS (Diluted) N/A
EPS (Basic) N/A
Dividends / Share N/A
Book Value / Share $27.40
EPS YoY Growth N/A
🏛️

Balance Sheet (FY 2025)

Total Assets $3.28B
Total Liabilities $2.89B
Stockholders' Equity $390.03M
Current Assets N/A
Current Liabilities N/A