← PRINCIPAL FINANCIAL GROUP INC PFG
Market Price
$113.98
Market Cap
$24.83B
P/E Ratio
21.71
Revenue (FY 2025)
↑2.4% YoY
$4.42B
3-Yr CAGR: 1.9%
Net Income
↓-24.6% YoY
$1.19B
Net Margin: 26.8%
Free Cash Flow
↓-2.1% YoY
$4.44B
FCF Yield: 17.88%
EPS (Diluted)
↓-21.4% YoY
$5.25
Basic: $5.32
Return on Equity
Efficiency
10.0%
ROA: 0.3%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (PFG)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $3,627.4M | — | $2,499.5M | $1,316.5M | — | $4.50 | — | $3,857.8M | $3,857.8M | — |
| FY 2017 | $3,892.3M | +7.3% | $2,677.5M | $2,310.4M | +75.5% | $7.88 | +75.1% | $4,188.0M | $4,188.0M | +8.6% |
| FY 2018 | $4,273.8M | +9.8% | $3,004.7M | $1,546.5M | -33.1% | $5.36 | -32.0% | $5,156.5M | $5,156.5M | +23.1% |
| FY 2019 | $4,409.9M | +3.2% | $3,047.8M | $1,394.2M | -9.8% | $4.96 | -7.5% | $5,493.2M | $5,493.2M | +6.5% |
| FY 2020 | $4,511.1M | +2.3% | $3,107.7M | $1,395.8M | +0.1% | $5.05 | +1.8% | $3,738.6M | $3,738.6M | -31.9% |
| FY 2021 | $5,012.6M | +11.1% | $3,432.9M | $1,710.6M | +22.6% | $6.27 | +24.2% | $3,218.8M | $3,218.8M | -13.9% |
| FY 2022 | $4,177.7M | -16.7% | $2,481.4M | $4,811.6M | +181.3% | $18.85 | +200.6% | $3,172.9M | $3,056.6M | -5.0% |
| FY 2023 | $4,095.9M | -2.0% | $2,540.9M | $623.2M | -87.0% | $2.55 | -86.5% | $3,792.4M | $3,690.4M | +20.7% |
| FY 2024 | $4,320.5M | +5.5% | $2,682.3M | $1,571.0M | +152.1% | $6.68 | +162.0% | $4,602.9M | $4,534.1M | +22.9% |
| FY 2025 | $4,424.8M | +2.4% | $2,747.6M | $1,185.1M | -24.6% | $5.25 | -21.4% | $4,536.7M | $4,438.7M | -2.1% |
Valuation
Market Price
$113.98
Market Cap
$24.83B
Enterprise Value
$24.35B
P/E Ratio
21.71
P/B Ratio
2.07
FCF Yield
17.88%
Dividend Yield
2.70%
Shares Outstanding
Profitability & Margins
Gross Margin
62.10%
Operating Margin
23.53%
Net Margin
26.78%
Return on Equity (ROE)
9.97%
Return on Assets (ROA)
0.35%
Asset Turnover
0.01x
Revenue 3-Yr CAGR
1.93%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.333
Debt / Assets
0.012
Cash & Equivalents
$4.43B
Total Debt
$3.95B
Book Value / Share
$55.01
Cash Flow Efficiency
Operating Cash Flow
$4.54B
Capital Expenditures (CapEx)
$98.00M
Free Cash Flow
$4.44B
OCF / Revenue
102.53%
FCF / Revenue
100.31%
FCF 3-Yr CAGR
13.24%
Per Share Metrics
EPS (Diluted)
$5.25
EPS (Basic)
$5.32
Dividends / Share
$3.08
Book Value / Share
$55.01
EPS YoY Growth
-21.41%
Balance Sheet (FY 2025)
Total Assets
$341.38B
Total Liabilities
$341.38B
Stockholders' Equity
$11.88B
Current Assets
N/A
Current Liabilities
N/A