← PEAPACK GLADSTONE FINANCIAL CORP PGC
Market Price
$46.56
Market Cap
$821.13M
P/E Ratio
22.17
Revenue (FY 2025)
↑24.1% YoY
$283.00M
3-Yr CAGR: 5.3%
Net Income
↑13.2% YoY
$37.33M
Net Margin: 13.2%
Free Cash Flow
↓-54.3% YoY
$28.82M
FCF Yield: 3.51%
EPS (Diluted)
↑13.5% YoY
$2.10
Basic: $2.12
Return on Equity
Efficiency
5.7%
ROA: 489.4%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (PGC)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $125.4M | — | $104.7M | $26.5M | — | $1.60 | — | $42.9M | $39.7M | — |
| FY 2017 | $145.8M | +16.3% | $118.2M | $36.5M | +37.8% | $2.03 | +26.9% | $55.9M | $53.6M | +34.9% |
| FY 2018 | $159.4M | +9.3% | $114.8M | $44.2M | +21.0% | $2.31 | +13.8% | $64.2M | $63.2M | +18.0% |
| FY 2019 | $175.0M | +9.8% | $114.6M | $47.4M | +7.4% | $2.44 | +5.6% | $86.3M | $84.6M | +33.9% |
| FY 2020 | $189.4M | +8.2% | $151.2M | $26.2M | -44.8% | $1.37 | -43.9% | $36.7M | $33.6M | -60.2% |
| FY 2021 | $210.3M | +11.1% | $188.3M | $56.6M | +116.2% | $2.93 | +113.9% | $75.5M | $71.5M | +112.6% |
| FY 2022 | $242.5M | +15.3% | $206.7M | $74.2M | +31.1% | $4.00 | +36.5% | $118.9M | $115.4M | +61.3% |
| FY 2023 | $229.7M | -5.3% | $81.7M | $48.9M | -34.2% | $2.71 | -32.2% | $70.1M | $66.8M | -42.1% |
| FY 2024 | $228.1M | -0.7% | $49.3M | $33.0M | -32.5% | $1.85 | -31.7% | $71.1M | $63.0M | -5.7% |
| FY 2025 | $283.0M | +24.1% | $121.4M | $37.3M | +13.2% | $2.10 | +13.5% | $43.1M | $28.8M | -54.3% |
Valuation
Market Price
$46.56
Market Cap
$821.13M
Enterprise Value
N/A
P/E Ratio
22.17
P/B Ratio
1.25
FCF Yield
3.51%
Dividend Yield
0.43%
Shares Outstanding
Profitability & Margins
Gross Margin
42.89%
Operating Margin
18.48%
Net Margin
13.19%
Return on Equity (ROE)
5.67%
Return on Assets (ROA)
489.39%
Asset Turnover
37.10x
Revenue 3-Yr CAGR
5.28%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
N/A
Total Debt
N/A
Book Value / Share
$37.17
Cash Flow Efficiency
Operating Cash Flow
$43.13M
Capital Expenditures (CapEx)
$14.32M
Free Cash Flow
$28.82M
OCF / Revenue
15.24%
FCF / Revenue
10.18%
FCF 3-Yr CAGR
-37.03%
Per Share Metrics
EPS (Diluted)
$2.10
EPS (Basic)
$2.12
Dividends / Share
$0.20
Book Value / Share
$37.17
EPS YoY Growth
13.51%
Balance Sheet (FY 2025)
Total Assets
$7.63M
Total Liabilities
$6.87B
Stockholders' Equity
$658.21M
Current Assets
N/A
Current Liabilities
N/A