← Palomar Holdings, Inc. PLMR
Market Price
$128.44
Market Cap
$3.40B
P/E Ratio
17.91
Revenue (FY 2025)
↑58.2% YoY
$875.97M
3-Yr CAGR: 38.9%
Net Income
↑67.6% YoY
$197.07M
Net Margin: 22.5%
Free Cash Flow
↑56.8% YoY
$408.98M
FCF Yield: 12.04%
EPS (Diluted)
↑60.0% YoY
$7.17
Basic: $7.40
Return on Equity
Efficiency
20.9%
ROA: 6.5%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (PLMR)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2017 | $59.5M | — | $57.7M | $3.8M | — | $0.22 | — | $20.2M | $20.2M | — |
| FY 2018 | $73.0M | +22.7% | $70.7M | $18.2M | +381.6% | $1.07 | +386.4% | $22.8M | $22.5M | +11.4% |
| FY 2019 | $113.3M | +55.3% | $112.2M | $10.6M | -41.7% | $0.49 | -54.2% | $41.7M | $41.6M | +85.0% |
| FY 2020 | $168.5M | +48.7% | $12.5M | $6.3M | -41.1% | $0.24 | -51.0% | $53.6M | $53.4M | +28.5% |
| FY 2021 | $247.8M | +47.1% | $247.8M | $45.8M | +632.7% | $1.76 | +633.3% | $87.8M | $87.8M | +64.4% |
| FY 2022 | $327.1M | +32.0% | $326.2M | $52.2M | +13.8% | $2.02 | +14.8% | $169.6M | $169.3M | +92.8% |
| FY 2023 | $375.9M | +14.9% | $372.2M | $79.2M | +51.8% | $3.13 | +55.0% | $116.1M | $116.1M | -31.4% |
| FY 2024 | $553.9M | +47.3% | $552.7M | $117.6M | +48.4% | $4.48 | +43.1% | $261.2M | $260.9M | +124.7% |
| FY 2025 | $876.0M | +58.2% | $875.6M | $197.1M | +67.6% | $7.17 | +60.0% | $409.1M | $409.0M | +56.8% |
Valuation
Market Price
$128.44
Market Cap
$3.40B
Enterprise Value
N/A
P/E Ratio
17.91
P/B Ratio
3.61
FCF Yield
12.04%
Dividend Yield
N/A
Shares Outstanding
Profitability & Margins
Gross Margin
99.96%
Operating Margin
51.42%
Net Margin
22.50%
Return on Equity (ROE)
20.91%
Return on Assets (ROA)
6.46%
Asset Turnover
0.29x
Revenue 3-Yr CAGR
38.87%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$106.88M
Total Debt
N/A
Book Value / Share
$35.57
Cash Flow Efficiency
Operating Cash Flow
$409.12M
Capital Expenditures (CapEx)
$137.00K
Free Cash Flow
$408.98M
OCF / Revenue
46.71%
FCF / Revenue
46.69%
FCF 3-Yr CAGR
34.19%
Per Share Metrics
EPS (Diluted)
$7.17
EPS (Basic)
$7.40
Dividends / Share
N/A
Book Value / Share
$35.57
EPS YoY Growth
60.04%
Balance Sheet (FY 2025)
Total Assets
$3.05B
Total Liabilities
$3.05B
Stockholders' Equity
$942.67M
Current Assets
N/A
Current Liabilities
N/A