PNC FINANCIAL SERVICES GROUP, INC. PNC

Latest FY: 2025 Financial Services Banks - Regional
Market Price $256.86
Market Cap $102.48B
P/E Ratio 15.48
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑7.2% YoY
$23.10B
3-Yr CAGR: 3.0%
Net Income ↑19.7% YoY
$6.58B
Net Margin: 28.5%
Free Cash Flow
N/A
FCF Yield: N/A
EPS (Diluted) ↑20.7% YoY
$16.59
Basic: $16.60
Return on Equity Efficiency
10.9%
ROA: 1.1%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (PNC)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $15,162.0M $5,686.0M $3,662.0M $7.30 $3,635.0M
FY 2017 $16,329.0M +7.7% $5,931.0M $5,053.0M +38.0% $10.36 +41.9% $5,699.0M
FY 2018 $17,132.0M +4.9% $6,836.0M $5,040.0M -0.3% $10.71 +3.4% $7,840.0M
FY 2019 $17,827.0M +4.1% $7,253.0M $5,108.0M +1.3% $11.39 +6.3% $7,363.0M
FY 2020 $16,901.0M -5.2% $6,604.0M $2,716.0M -46.8% $16.96 +48.9% $4,659.0M
FY 2021 $19,211.0M +13.7% $6,209.0M $5,409.0M +99.2% $12.70 -25.1% $7,214.0M
FY 2022 $21,120.0M +9.9% $7,950.0M $5,708.0M +5.5% $13.85 +9.1% $9,083.0M
FY 2023 $21,490.0M +1.8% $7,478.0M $5,126.0M -10.2% $12.79 -7.7% $10,111.0M
FY 2024 $21,555.0M +0.3% $8,031.0M $5,496.0M +7.2% $13.74 +7.4% $7,880.0M
FY 2025 $23,099.0M +7.2% $9,265.0M $6,576.0M +19.7% $16.59 +20.7% $4,384.0M
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Valuation

Market Price $256.86
Market Cap $102.48B
Enterprise Value N/A
P/E Ratio 15.48
P/B Ratio 1.70
FCF Yield N/A
Dividend Yield 2.57%
Shares Outstanding 401,564,632
%

Profitability & Margins

Gross Margin 40.11%
Operating Margin 36.27%
Net Margin 28.47%
Return on Equity (ROE) 10.85%
Return on Assets (ROA) 1.15%
Asset Turnover 0.04x
Revenue 3-Yr CAGR 3.03%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.942
Debt / Assets 0.100
Cash & Equivalents N/A
Total Debt $57.10B
Book Value / Share $150.87
💧

Cash Flow Efficiency

Operating Cash Flow $4.38B
Capital Expenditures (CapEx) N/A
Free Cash Flow N/A
OCF / Revenue 18.98%
FCF / Revenue N/A
FCF 3-Yr CAGR N/A
🏷️

Per Share Metrics

EPS (Diluted) $16.59
EPS (Basic) $16.60
Dividends / Share $6.60
Book Value / Share $150.87
EPS YoY Growth 20.74%
🏛️

Balance Sheet (FY 2025)

Total Assets $573.57B
Total Liabilities $512.94B
Stockholders' Equity $60.59B
Current Assets N/A
Current Liabilities N/A