← PROASSURANCE CORP PRA
Market Price
$24.99
Market Cap
$1.29B
P/E Ratio
25.24
Revenue (FY 2025)
↓-4.6% YoY
$1.10B
3-Yr CAGR: -0.3%
Net Income
↓-3.5% YoY
$50.91M
Net Margin: 4.6%
Free Cash Flow
↓-109.5% YoY
-$41.33M
FCF Yield: -3.20%
EPS (Diluted)
↓-3.9% YoY
$0.99
Basic: $0.99
Return on Equity
Efficiency
3.8%
ROA: 0.9%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (PRA)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $870.2M | — | $412.0M | $151.1M | — | $2.83 | — | $169.1M | $158.2M | — |
| FY 2017 | $866.1M | -0.5% | $380.1M | $107.3M | -29.0% | $2.00 | -29.3% | $149.0M | $138.5M | -12.4% |
| FY 2018 | $886.0M | +2.3% | $276.7M | $47.1M | -56.1% | $0.88 | -56.0% | $177.3M | $167.6M | +21.0% |
| FY 2019 | $999.8M | +12.8% | $229.3M | $1.0M | -97.9% | $0.02 | -97.7% | $148.2M | $138.6M | -17.3% |
| FY 2020 | $874.9M | -12.5% | $198.0M | $-175.7M | -17,602.7% | $-3.26 | -16,400.0% | $92.3M | — | — |
| FY 2021 | $1,124.4M | +28.5% | $352.4M | $144.1M | +182.0% | $2.67 | +181.9% | $74.0M | — | — |
| FY 2022 | $1,106.7M | -1.6% | $309.6M | $-0.4M | -100.3% | $-0.01 | -100.4% | $-29.8M | $-34.2M | — |
| FY 2023 | $1,137.2M | +2.8% | $313.6M | $-38.6M | -9,503.0% | $-0.73 | -7,200.0% | $-49.9M | $-54.7M | -59.9% |
| FY 2024 | $1,150.4M | +1.2% | $388.6M | $52.7M | +236.6% | $1.03 | +241.1% | $-10.7M | $-19.7M | +63.9% |
| FY 2025 | $1,098.0M | -4.6% | $411.8M | $50.9M | -3.5% | $0.99 | -3.9% | $-25.6M | $-41.3M | -109.5% |
Valuation
Market Price
$24.99
Market Cap
$1.29B
Enterprise Value
$1.67B
P/E Ratio
25.24
P/B Ratio
0.96
FCF Yield
-3.20%
Dividend Yield
0.00%
Shares Outstanding
Profitability & Margins
Gross Margin
37.50%
Operating Margin
6.56%
Net Margin
4.64%
Return on Equity (ROE)
3.77%
Return on Assets (ROA)
0.93%
Asset Turnover
0.20x
Revenue 3-Yr CAGR
-0.26%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.312
Debt / Assets
0.077
Cash & Equivalents
$36.49M
Total Debt
$420.42M
Book Value / Share
$26.14
Cash Flow Efficiency
Operating Cash Flow
-$25.62M
Capital Expenditures (CapEx)
$15.71M
Free Cash Flow
-$41.33M
OCF / Revenue
-2.33%
FCF / Revenue
-3.76%
FCF 3-Yr CAGR
N/A
Per Share Metrics
EPS (Diluted)
$0.99
EPS (Basic)
$0.99
Dividends / Share
N/A
Book Value / Share
$26.14
EPS YoY Growth
-3.88%
Balance Sheet (FY 2025)
Total Assets
$5.45B
Total Liabilities
$4.10B
Stockholders' Equity
$1.35B
Current Assets
N/A
Current Liabilities
N/A