PRUDENTIAL FINANCIAL INC PRU

Latest FY: 2025 Financial Services Insurance - Life
Market Price $125.02
Market Cap $43.33B
P/E Ratio 12.51
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↓-4.7% YoY
$2.03B
3-Yr CAGR: -7.1%
Net Income ↑31.1% YoY
$3.58B
Net Margin: 176.3%
Free Cash Flow ↓-26.2% YoY
$6.27B
FCF Yield: 14.47%
EPS (Diluted) ↑33.2% YoY
$9.99
Basic: $10.05
Return on Equity Efficiency
11.0%
ROA: 0.5%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (PRU)

All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
  • FY 2020: Revenue YoY (+1.4%) is identical to Gross Profit YoY (+1.4%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
  • FY 2022: Revenue YoY (+10.0%) is identical to Gross Profit YoY (+10.0%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
  • FY 2024: Revenue YoY (-2.7%) is identical to Gross Profit YoY (-2.7%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
  • FY 2025: Revenue YoY (-4.7%) is identical to Gross Profit YoY (-4.7%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $58,779.0M $23,827.0M $4,368.0M $9.71 $14,778.0M $14,778.0M
FY 2017 $59,689.0M +1.5% $24,568.0M $7,863.0M +80.0% $17.86 +83.9% $13,445.0M $13,445.0M -9.0%
FY 2018 $2,248.0M -96.2% $828.0M $4,074.0M -48.2% $9.50 -46.8% $21,664.0M $21,664.0M +61.1%
FY 2019 $2,616.0M +16.4% $1,066.0M $4,186.0M +2.7% $10.11 +6.4% $19,625.0M $19,625.0M -9.4%
FY 2020 $2,652.0M +1.4% $1,078.0M $-374.0M -108.9% $-1.00 -109.9% $8,368.0M $8,368.0M -57.4%
FY 2021 $2,302.0M -13.2% $824.0M $7,724.0M +2,165.2% $19.51 +2,051.0% $9,812.0M $9,812.0M +17.3%
FY 2022 $2,532.0M +10.0% $936.0M $-1,438.0M -118.6% $-3.93 -120.1% $5,158.0M $5,158.0M -47.4%
FY 2023 $2,186.0M -13.7% $424.0M $2,488.0M +273.0% $6.74 +271.5% $6,510.0M $6,510.0M +26.2%
FY 2024 $2,128.0M -2.7% $2,128.0M $2,727.0M +9.6% $7.50 +11.3% $8,502.0M $8,502.0M +30.6%
FY 2025 $2,028.0M -4.7% $2,028.0M $3,576.0M +31.1% $9.99 +33.2% $6,271.0M $6,271.0M -26.2%
$

Valuation

Market Price $125.02
Market Cap $43.33B
Enterprise Value $43.92B
P/E Ratio 12.51
P/B Ratio 1.34
FCF Yield 14.47%
Dividend Yield 4.32%
Shares Outstanding 347,325,100
%

Profitability & Margins

Gross Margin 100.00%
Operating Margin 107.69%
Net Margin 176.33%
Return on Equity (ROE) 11.02%
Return on Assets (ROA) 0.46%
Asset Turnover 0.00x
Revenue 3-Yr CAGR -7.13%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio N/A
Debt / Equity 0.626
Debt / Assets 0.026
Cash & Equivalents $19.71B
Total Debt $20.30B
Book Value / Share $93.39
💧

Cash Flow Efficiency

Operating Cash Flow $6.27B
Capital Expenditures (CapEx) N/A
Free Cash Flow $6.27B
OCF / Revenue 309.22%
FCF / Revenue 309.22%
FCF 3-Yr CAGR 6.73%
🏷️

Per Share Metrics

EPS (Diluted) $9.99
EPS (Basic) $10.05
Dividends / Share $5.40
Book Value / Share $93.39
EPS YoY Growth 33.20%
🏛️

Balance Sheet (FY 2025)

Total Assets $773.74B
Total Liabilities $738.16B
Stockholders' Equity $32.44B
Current Assets N/A
Current Liabilities N/A