PayPal Holdings, Inc. PYPL

Latest FY: 2025 Financial Services Credit Services
Market Price $61.64
Market Cap $53.45B
P/E Ratio 11.39
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑4.3% YoY
$33.17B
3-Yr CAGR: 6.4%
Net Income ↑26.2% YoY
$5.23B
Net Margin: 15.8%
Free Cash Flow ↓-17.8% YoY
$5.56B
FCF Yield: 10.41%
EPS (Diluted) ↑35.6% YoY
$5.41
Basic: $5.46
Return on Equity Efficiency
25.8%
ROA: 6.5%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (PYPL)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $10,842.0M $2,614.0M $1,401.0M $1.15 $3,158.0M $2,489.0M
FY 2017 $13,094.0M +20.8% $3,282.0M $1,795.0M +28.1% $1.47 +27.8% $2,531.0M $1,864.0M -25.1%
FY 2018 $15,451.0M +18.0% $15,374.0M $2,057.0M +14.6% $1.71 +16.3% $5,483.0M $4,660.0M +150.0%
FY 2019 $17,772.0M +15.0% $17,657.0M $2,459.0M +19.5% $2.07 +21.1% $4,561.0M $3,857.0M -17.2%
FY 2020 $21,454.0M +20.7% $21,245.0M $4,202.0M +70.9% $3.54 +71.0% $5,854.0M $4,988.0M +29.3%
FY 2021 $25,371.0M +18.3% $25,139.0M $4,169.0M -0.8% $3.52 -0.6% $6,340.0M $5,432.0M +8.9%
FY 2022 $27,518.0M +8.5% $27,214.0M $2,419.0M -42.0% $2.09 -40.6% $5,813.0M $5,107.0M -6.0%
FY 2023 $29,771.0M +8.2% $29,424.0M $4,246.0M +75.5% $3.84 +83.7% $4,843.0M $4,220.0M -17.4%
FY 2024 $31,797.0M +6.8% $31,415.0M $4,147.0M -2.3% $3.99 +3.9% $7,450.0M $6,767.0M +60.4%
FY 2025 $33,172.0M +4.3% $32,731.0M $5,233.0M +26.2% $5.41 +35.6% $6,416.0M $5,564.0M -17.8%
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Valuation

Market Price $61.64
Market Cap $53.45B
Enterprise Value $55.38B
P/E Ratio 11.39
P/B Ratio 2.68
FCF Yield 10.41%
Dividend Yield 0.23%
Shares Outstanding 882,105,500
%

Profitability & Margins

Gross Margin 98.67%
Operating Margin 18.28%
Net Margin 15.78%
Return on Equity (ROE) 25.83%
Return on Assets (ROA) 6.53%
Asset Turnover 0.41x
Revenue 3-Yr CAGR 6.43%
🛡️

Financial Health & Liquidity

Current Ratio 0.30
Cash Ratio 1.34
Debt / Equity 0.493
Debt / Assets 0.125
Cash & Equivalents $8.05B
Total Debt $9.99B
Book Value / Share $22.96
💧

Cash Flow Efficiency

Operating Cash Flow $6.42B
Capital Expenditures (CapEx) $852.00M
Free Cash Flow $5.56B
OCF / Revenue 19.34%
FCF / Revenue 16.77%
FCF 3-Yr CAGR 2.90%
🏷️

Per Share Metrics

EPS (Diluted) $5.41
EPS (Basic) $5.46
Dividends / Share $0.14
Book Value / Share $22.96
EPS YoY Growth 35.59%
🏛️

Balance Sheet (FY 2025)

Total Assets $80.17B
Total Liabilities $59.92B
Stockholders' Equity $20.26B
Current Assets $1.83B
Current Liabilities $6.00B