QCR HOLDINGS INC QCRH

Latest FY: 2025 Financial Services Banks - Regional
Market Price $106.45
Market Cap $1.75B
P/E Ratio 14.21
Quick Peer Compare (Financial Services):
Revenue (FY 2025) ↑10.1% YoY
$255.22M
3-Yr CAGR: -11.9%
Net Income ↑11.7% YoY
$127.19M
Net Margin: 49.8%
Free Cash Flow ↓-11.5% YoY
$354.11M
FCF Yield: 20.28%
EPS (Diluted) ↑11.6% YoY
$7.49
Basic: $7.54
Return on Equity Efficiency
11.4%
ROA: 1.3%

📊 Multi-Year Historical Performance & Trends

Financial Performance History Revenue, Net Income & Free Cash Flow
Margins Trend (%) Gross, Operating & Net Margins
Balance Sheet Strength Cash, Debt & Equity
Cash Flow Generation Operating Cash Flow vs CapEx vs FCF

📈 Year-over-Year (YoY) Growth History (QCRH)

All monetary values in millions ($M)
Fiscal Year Revenue Revenue YoY Gross Profit Net Income Net Inc YoY Diluted EPS EPS YoY Op. Cash Flow Free Cash Flow FCF YoY
FY 2016 $137.5M $125.6M $27.7M $2.17 $43.4M $37.4M
FY 2017 $166.0M +20.7% $146.5M $35.7M +29.0% $2.61 +20.3% $33.7M $28.0M -25.2%
FY 2018 $224.4M +35.2% $183.9M $43.1M +20.8% $2.86 +9.6% $64.3M $52.8M +88.9%
FY 2019 $294.8M +31.4% $234.3M $57.4M +33.1% $3.60 +25.9% $76.5M $64.1M +21.3%
FY 2020 $312.2M +5.9% $280.7M $60.6M +5.5% $3.80 +5.6% $112.2M $107.9M +68.4%
FY 2021 $300.6M -3.7% $278.7M $98.9M +63.3% $6.20 +63.2% $88.2M $74.2M -31.2%
FY 2022 $373.3M +24.2% $311.8M $99.1M +0.2% $5.87 -5.3% $118.7M $85.4M +15.1%
FY 2023 $546.1M +46.3% $353.7M $113.6M +14.6% $6.73 +14.7% $376.3M $361.4M +323.0%
FY 2024 $231.8M -57.6% $122.6M $113.8M +0.3% $6.71 -0.3% $444.5M $400.0M +10.7%
FY 2025 $255.2M +10.1% $21.0M $127.2M +11.7% $7.49 +11.6% $421.5M $354.1M -11.5%
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Valuation

Market Price $106.45
Market Cap $1.75B
Enterprise Value N/A
P/E Ratio 14.21
P/B Ratio 1.58
FCF Yield 20.28%
Dividend Yield 0.23%
Shares Outstanding 16,509,799
%

Profitability & Margins

Gross Margin 8.23%
Operating Margin 53.25%
Net Margin 49.84%
Return on Equity (ROE) 11.44%
Return on Assets (ROA) 1.33%
Asset Turnover 0.03x
Revenue 3-Yr CAGR -11.90%
🛡️

Financial Health & Liquidity

Current Ratio N/A
Cash Ratio 5.70
Debt / Equity N/A
Debt / Assets N/A
Cash & Equivalents $85.52M
Total Debt N/A
Book Value / Share $67.37
💧

Cash Flow Efficiency

Operating Cash Flow $421.54M
Capital Expenditures (CapEx) $67.43M
Free Cash Flow $354.11M
OCF / Revenue 165.17%
FCF / Revenue 138.75%
FCF 3-Yr CAGR 60.63%
🏷️

Per Share Metrics

EPS (Diluted) $7.49
EPS (Basic) $7.54
Dividends / Share $0.24
Book Value / Share $67.37
EPS YoY Growth 11.62%
🏛️

Balance Sheet (FY 2025)

Total Assets $9.58B
Total Liabilities $8.46B
Stockholders' Equity $1.11B
Current Assets N/A
Current Liabilities $15.00M