← RBB Bancorp RBB
Market Price
$27.49
Market Cap
$464.55M
P/E Ratio
15.02
Revenue (FY 2025)
↑10.0% YoY
$16.87M
3-Yr CAGR: 14.5%
Net Income
↑19.8% YoY
$31.95M
Net Margin: 189.3%
Free Cash Flow
↓-26.2% YoY
$42.59M
FCF Yield: 9.17%
EPS (Diluted)
↑24.5% YoY
$1.83
Basic: $1.83
Return on Equity
Efficiency
6.1%
ROA: 0.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (RBB)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2020: Revenue YoY (-23.4%) is identical to Gross Profit YoY (-23.4%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+33.5%) is identical to Gross Profit YoY (+33.5%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
- FY 2022: Revenue YoY (-40.0%) is identical to Gross Profit YoY (-40.0%). Verify the underlying Revenue and Gross Profit values for FY 2022 and FY 2021.
- FY 2023: Revenue YoY (+33.5%) is identical to Gross Profit YoY (+33.5%). Verify the underlying Revenue and Gross Profit values for FY 2023 and FY 2022.
- FY 2024: Revenue YoY (+2.1%) is identical to Gross Profit YoY (+2.1%). Verify the underlying Revenue and Gross Profit values for FY 2024 and FY 2023.
- FY 2025: Revenue YoY (+10.0%) is identical to Gross Profit YoY (+10.0%). Verify the underlying Revenue and Gross Profit values for FY 2025 and FY 2024.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $56.5M | — | $44.8M | $19.1M | — | $1.39 | — | $56.2M | $56.0M | — |
| FY 2017 | $60.2M | +6.5% | $46.2M | $25.5M | +33.8% | $1.68 | +20.9% | $28.8M | $28.1M | -49.8% |
| FY 2018 | $78.5M | +30.4% | $54.8M | $36.1M | +41.4% | $2.01 | +19.6% | $-84.6M | $-87.1M | -410.1% |
| FY 2019 | $18.3M | -76.7% | $18.3M | $39.2M | +8.6% | $1.92 | -4.5% | $476.5M | $475.1M | +645.3% |
| FY 2020 | $14.0M | -23.4% | $14.0M | $32.9M | -16.0% | $1.65 | -14.1% | $124.5M | $120.3M | -74.7% |
| FY 2021 | $18.7M | +33.5% | $18.7M | $56.9M | +72.8% | $2.86 | +73.3% | $202.2M | $200.2M | +66.4% |
| FY 2022 | $11.3M | -40.0% | $11.3M | $64.3M | +13.0% | $3.33 | +16.4% | $93.8M | $91.7M | -54.2% |
| FY 2023 | $15.0M | +33.5% | $15.0M | $42.5M | -34.0% | $2.24 | -32.7% | $51.3M | $50.6M | -44.8% |
| FY 2024 | $15.3M | +2.1% | $15.3M | $26.7M | -37.2% | $1.47 | -34.4% | $58.5M | $57.7M | +14.0% |
| FY 2025 | $16.9M | +10.0% | $16.9M | $31.9M | +19.8% | $1.83 | +24.5% | $43.4M | $42.6M | -26.2% |
Valuation
Market Price
$27.49
Market Cap
$464.55M
Enterprise Value
$372.15M
P/E Ratio
15.02
P/B Ratio
0.89
FCF Yield
9.17%
Dividend Yield
2.33%
Shares Outstanding
Profitability & Margins
Gross Margin
13.42%
Operating Margin
249.71%
Net Margin
189.34%
Return on Equity (ROE)
6.10%
Return on Assets (ROA)
0.76%
Asset Turnover
0.00x
Revenue 3-Yr CAGR
14.46%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.229
Debt / Assets
0.028
Cash & Equivalents
$212.32M
Total Debt
$119.91M
Book Value / Share
$30.90
Cash Flow Efficiency
Operating Cash Flow
$43.39M
Capital Expenditures (CapEx)
$798.00K
Free Cash Flow
$42.59M
OCF / Revenue
257.14%
FCF / Revenue
252.41%
FCF 3-Yr CAGR
-22.57%
Per Share Metrics
EPS (Diluted)
$1.83
EPS (Basic)
$1.83
Dividends / Share
$0.64
Book Value / Share
$30.90
EPS YoY Growth
24.49%
Balance Sheet (FY 2025)
Total Assets
$4.21B
Total Liabilities
$3.68B
Stockholders' Equity
$523.40M
Current Assets
N/A
Current Liabilities
N/A