← RADIAN GROUP INC RDN
Market Price
$37.24
Market Cap
$4.90B
P/E Ratio
9.00
Revenue (FY 2025)
↓-7.2% YoY
$1.20B
3-Yr CAGR: 0.2%
Net Income
↓-3.6% YoY
$582.64M
Net Margin: 48.7%
Free Cash Flow
↑117.4% YoY
$115.66M
FCF Yield: 2.36%
EPS (Diluted)
↑5.6% YoY
$4.14
Basic: $4.18
Return on Equity
Efficiency
12.2%
ROA: 7.2%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (RDN)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2017: Revenue YoY (-1.4%) is identical to Gross Profit YoY (-1.4%). Verify the underlying Revenue and Gross Profit values for FY 2017 and FY 2016.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $1,238.5M | — | $309.6M | $308.3M | — | $1.37 | — | $381.7M | $381.7M | — |
| FY 2017 | $1,221.6M | -1.4% | $305.4M | $121.1M | -60.7% | $0.55 | -59.9% | $360.6M | $360.6M | -5.5% |
| FY 2018 | $1,273.0M | +4.2% | $1,070.2M | $606.0M | +400.5% | $2.77 | +403.6% | $677.8M | $677.8M | +88.0% |
| FY 2019 | $1,527.0M | +19.9% | $1,286.6M | $672.3M | +10.9% | $3.20 | +15.5% | $694.4M | $694.4M | +2.5% |
| FY 2020 | $1,438.6M | -5.8% | $867.4M | $393.6M | -41.5% | $2.00 | -37.5% | $658.4M | $658.4M | -5.2% |
| FY 2021 | $1,329.9M | -7.6% | $1,205.3M | $600.7M | +52.6% | $3.16 | +58.0% | $557.1M | $557.1M | -15.4% |
| FY 2022 | $1,190.7M | -10.5% | $1,106.3M | $742.9M | +23.7% | $4.35 | +37.7% | $388.3M | $370.6M | -33.5% |
| FY 2023 | $1,240.6M | +4.2% | $1,150.9M | $603.1M | -18.8% | $3.77 | -13.3% | $529.4M | $520.9M | +40.5% |
| FY 2024 | $1,290.3M | +4.0% | $1,182.3M | $604.4M | +0.2% | $3.92 | +4.0% | $-663.6M | $-665.1M | -227.7% |
| FY 2025 | $1,197.1M | -7.2% | $299.3M | $582.6M | -3.6% | $4.14 | +5.6% | $119.9M | $115.7M | +117.4% |
Valuation
Market Price
$37.24
Market Cap
$4.90B
Enterprise Value
N/A
P/E Ratio
9.00
P/B Ratio
1.04
FCF Yield
2.36%
Dividend Yield
2.74%
Shares Outstanding
Profitability & Margins
Gross Margin
25.00%
Operating Margin
66.10%
Net Margin
48.67%
Return on Equity (ROE)
12.19%
Return on Assets (ROA)
7.17%
Asset Turnover
0.15x
Revenue 3-Yr CAGR
0.18%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
N/A
Debt / Assets
N/A
Cash & Equivalents
$24.83M
Total Debt
N/A
Book Value / Share
$35.96
Cash Flow Efficiency
Operating Cash Flow
$119.86M
Capital Expenditures (CapEx)
$4.21M
Free Cash Flow
$115.66M
OCF / Revenue
10.01%
FCF / Revenue
9.66%
FCF 3-Yr CAGR
-32.17%
Per Share Metrics
EPS (Diluted)
$4.14
EPS (Basic)
$4.18
Dividends / Share
$1.02
Book Value / Share
$35.96
EPS YoY Growth
5.61%
Balance Sheet (FY 2025)
Total Assets
$8.12B
Total Liabilities
$942.19M
Stockholders' Equity
$4.78B
Current Assets
N/A
Current Liabilities
N/A