← REGIONS FINANCIAL CORP RF
Market Price
$31.91
Market Cap
$26.99B
P/E Ratio
13.87
Revenue (FY 2025)
↑3.6% YoY
$4.99B
3-Yr CAGR: 1.4%
Net Income
↑13.9% YoY
$2.16B
Net Margin: 43.2%
Free Cash Flow
↑48.1% YoY
$2.15B
FCF Yield: 7.97%
EPS (Diluted)
↑19.2% YoY
$2.30
Basic: $2.31
Return on Equity
Efficiency
11.3%
ROA: 1,540.0%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (RF)
All monetary values in millions ($M)
⚠️ YoY Data Quality Alert
- FY 2019: Revenue YoY (+11.3%) is identical to Gross Profit YoY (+11.3%). Verify the underlying Revenue and Gross Profit values for FY 2019 and FY 2018.
- FY 2020: Revenue YoY (+6.3%) is identical to Gross Profit YoY (+6.3%). Verify the underlying Revenue and Gross Profit values for FY 2020 and FY 2019.
- FY 2021: Revenue YoY (+23.8%) is identical to Gross Profit YoY (+23.8%). Verify the underlying Revenue and Gross Profit values for FY 2021 and FY 2020.
| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $3,398.0M | — | $3,085.0M | $1,163.0M | — | $0.87 | — | $1,954.0M | $1,954.0M | — |
| FY 2017 | $3,540.0M | +4.2% | $3,167.0M | $1,263.0M | +8.6% | $1.00 | +14.9% | $2,281.0M | $2,281.0M | +16.7% |
| FY 2018 | $71.0M | -98.0% | $71.0M | $1,759.0M | +39.3% | $1.54 | +54.0% | $2,275.0M | $2,275.0M | -0.3% |
| FY 2019 | $79.0M | +11.3% | $79.0M | $1,582.0M | -10.1% | $1.50 | -2.6% | $2,581.0M | $2,581.0M | +13.5% |
| FY 2020 | $84.0M | +6.3% | $84.0M | $1,094.0M | -30.8% | $1.03 | -31.3% | $2,324.0M | $2,324.0M | -10.0% |
| FY 2021 | $104.0M | +23.8% | $104.0M | $2,521.0M | +130.4% | $2.49 | +141.7% | $3,030.0M | $3,030.0M | +30.4% |
| FY 2022 | $4,786.0M | +4,501.9% | $4,470.0M | $2,245.0M | -10.9% | $2.28 | -8.4% | $3,102.0M | $2,814.0M | -7.1% |
| FY 2023 | $5,320.0M | +11.2% | $3,743.0M | $2,074.0M | -7.6% | $2.11 | -7.5% | $2,308.0M | $2,151.0M | -23.6% |
| FY 2024 | $4,818.0M | -9.4% | $2,528.0M | $1,893.0M | -8.7% | $1.93 | -8.5% | $1,598.0M | $1,452.0M | -32.5% |
| FY 2025 | $4,991.0M | +3.6% | $2,909.0M | $2,156.0M | +13.9% | $2.30 | +19.2% | $2,181.0M | $2,151.0M | +48.1% |
Valuation
Market Price
$31.91
Market Cap
$26.99B
Enterprise Value
$27.58B
P/E Ratio
13.87
P/B Ratio
1.43
FCF Yield
7.97%
Dividend Yield
3.23%
Shares Outstanding
Profitability & Margins
Gross Margin
58.28%
Operating Margin
1.06%
Net Margin
43.20%
Return on Equity (ROE)
11.32%
Return on Assets (ROA)
1,540.00%
Asset Turnover
35.65x
Revenue 3-Yr CAGR
1.41%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.217
Debt / Assets
29.529
Cash & Equivalents
$3.54B
Total Debt
$4.13B
Book Value / Share
$22.32
Cash Flow Efficiency
Operating Cash Flow
$2.18B
Capital Expenditures (CapEx)
$30.00M
Free Cash Flow
$2.15B
OCF / Revenue
43.70%
FCF / Revenue
43.10%
FCF 3-Yr CAGR
-8.57%
Per Share Metrics
EPS (Diluted)
$2.30
EPS (Basic)
$2.31
Dividends / Share
$1.03
Book Value / Share
$22.32
EPS YoY Growth
19.17%
Balance Sheet (FY 2025)
Total Assets
$140.00M
Total Liabilities
$139.71B
Stockholders' Equity
$19.04B
Current Assets
N/A
Current Liabilities
N/A