← REINSURANCE GROUP OF AMERICA INC RGA
Market Price
$248.47
Market Cap
$16.40B
P/E Ratio
14.05
Revenue (FY 2025)
↑7.2% YoY
$23.70B
3-Yr CAGR: 13.4%
Net Income
↑64.9% YoY
$1.18B
Net Margin: 5.0%
Free Cash Flow
↓-56.3% YoY
$4.07B
FCF Yield: 24.79%
EPS (Diluted)
↑64.9% YoY
$17.69
Basic: $17.94
Return on Equity
Efficiency
8.8%
ROA: 0.8%
📊 Multi-Year Historical Performance & Trends
Financial Performance History
Revenue, Net Income & Free Cash Flow
Margins Trend (%)
Gross, Operating & Net Margins
Balance Sheet Strength
Cash, Debt & Equity
Cash Flow Generation
Operating Cash Flow vs CapEx vs FCF
📈 Year-over-Year (YoY) Growth History (RGA)
All monetary values in millions ($M)| Fiscal Year | Revenue | Revenue YoY | Gross Profit | Net Income | Net Inc YoY | Diluted EPS | EPS YoY | Op. Cash Flow | Free Cash Flow | FCF YoY |
|---|---|---|---|---|---|---|---|---|---|---|
| FY 2016 | $11,521.5M | — | $3,390.5M | $701.4M | — | $10.79 | — | $1,465.7M | $1,421.1M | — |
| FY 2017 | $12,515.8M | +8.6% | $3,850.8M | $1,822.2M | +159.8% | $27.71 | +156.8% | $1,982.3M | $1,938.1M | +36.4% |
| FY 2018 | $12,875.7M | +2.9% | $2,548.3M | $715.8M | -60.7% | $11.00 | -60.3% | $1,581.1M | $1,552.2M | -19.9% |
| FY 2019 | $14,300.0M | +11.1% | $3,666.0M | $870.0M | +21.5% | $13.62 | +23.8% | $2,307.0M | $2,273.0M | +46.4% |
| FY 2020 | $14,596.0M | +2.1% | $3,108.0M | $415.0M | -52.3% | $6.31 | -53.7% | $3,322.0M | $3,294.0M | +44.9% |
| FY 2021 | $16,658.0M | +14.1% | $3,727.0M | $617.0M | +48.7% | $9.04 | +43.3% | $4,182.0M | $4,163.0M | +26.4% |
| FY 2022 | $16,258.0M | -2.4% | $5,199.0M | $623.0M | +1.0% | $9.21 | +1.9% | $1,343.0M | $1,318.0M | -68.3% |
| FY 2023 | $18,567.0M | +14.2% | $16,860.0M | $902.0M | +44.8% | $13.44 | +45.9% | $4,044.0M | $4,044.0M | +206.8% |
| FY 2024 | $22,107.0M | +19.1% | $20,381.0M | $717.0M | -20.5% | $10.73 | -20.2% | $9,370.0M | $9,370.0M | +131.7% |
| FY 2025 | $23,698.0M | +7.2% | $21,479.0M | $1,182.0M | +64.9% | $17.69 | +64.9% | $4,091.0M | $4,091.0M | -56.3% |
Valuation
Market Price
$248.47
Market Cap
$16.40B
Enterprise Value
$17.94B
P/E Ratio
14.05
P/B Ratio
1.21
FCF Yield
24.79%
Dividend Yield
1.46%
Shares Outstanding
Profitability & Margins
Gross Margin
90.64%
Operating Margin
5.16%
Net Margin
4.99%
Return on Equity (ROE)
8.78%
Return on Assets (ROA)
0.75%
Asset Turnover
0.15x
Revenue 3-Yr CAGR
13.38%
Financial Health & Liquidity
Current Ratio
N/A
Cash Ratio
N/A
Debt / Equity
0.424
Debt / Assets
0.036
Cash & Equivalents
$4.17B
Total Debt
$5.71B
Book Value / Share
$205.47
Cash Flow Efficiency
Operating Cash Flow
$4.09B
Capital Expenditures (CapEx)
$25.00M
Free Cash Flow
$4.07B
OCF / Revenue
17.26%
FCF / Revenue
17.16%
FCF 3-Yr CAGR
45.87%
Per Share Metrics
EPS (Diluted)
$17.69
EPS (Basic)
$17.94
Dividends / Share
$3.64
Book Value / Share
$205.47
EPS YoY Growth
64.86%
Balance Sheet (FY 2025)
Total Assets
$156.59B
Total Liabilities
$143.04B
Stockholders' Equity
$13.46B
Current Assets
N/A
Current Liabilities
N/A